Would you put it in a money market account, mutual funds, bonds, savings or CD? Maybe a combination? What funds currently carry the highest yield?
2007-01-11 07:19:50 · 9 answers · asked by Stella D. 2 in Business & Finance ➔ Investing
I am not a believer in investing in realestate. Too much hastle.
20k in t-bills currently return 5.00%
20k in large cap stocks, perhaps using an index fund or mutual fund or just buying direct such as BAC, JNJ, LOW, MMM, MET
10k in Chinese fund
10k in Indian fund
10k in small cap index fund
20k in European index fund
10k in Japanese fund
There are quite a few junk bond funds paying high yields, 9 to 10% but they are very risky.
2007-01-11 07:42:49 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Depends on how long you want to keep your money in the investment(s). Real Estate is not liquid, so I would advise against that with your retirement account.
If you have more than 15 years to invest, I would suggest a diversified portfolio of mutual funds. An 80/20 mix of stocks to bonds would give you an appropriate mix of growth and stability. Also, make sure that you have enough money in a reserve account so that you don't need to pull money out of your investments.
2007-01-11 15:33:53 · answer #2 · answered by MR MONEY 3 · 0⤊ 0⤋
im only 16, but i'd have to say that it depends on how old you are, and what you do for a living. For me, 100k is a hell of alot of money, i would put it all in a money builders account, and let it sit ther for 40 years. For a middle aged man or woman, you should invest it in a company that is growing, and that you know, will lead to more money. Right now, walmart is growing at an amazing rate. Im not too sure if they have shares, but investing in those would be smart. If you feel doubtful to any stocks, don't invest. Your gut feeling is usually always correct... good luck!!
2007-01-11 15:27:13 · answer #3 · answered by a3caruana 2 · 0⤊ 0⤋
I would invest in a variety of funds and stocks, and interest bearing accounts. That way, when one type of investment is falling, another is rising. Some for growth, some for income, some long and short term. You would need to check on the yields because of fluctuation.
2007-01-11 15:29:49 · answer #4 · answered by debop44 3 · 1⤊ 0⤋
Either what you mentioned or Real Estate. Land will always appreciate (well, it most cases).
2007-01-11 15:25:42 · answer #5 · answered by Anonymous · 0⤊ 0⤋
50,000 into real estate- half into my own deal, the rest into other peoples deals
the other 50,000 would be split 3 ways into low risk, med risk, and high risk
2007-01-13 14:30:40 · answer #6 · answered by biteme 2 · 0⤊ 0⤋
Real estate would be the best investment. the price doesn't fluctuate and it never depreciate. If you're interested, please email me.
2007-01-12 00:04:24 · answer #7 · answered by maylene_biz 1 · 0⤊ 0⤋
BUY real estate...land not homes !
2007-01-11 15:25:33 · answer #8 · answered by Robert P 6 · 0⤊ 1⤋
LAND!!!
2007-01-11 15:28:01 · answer #9 · answered by gg 4 · 0⤊ 1⤋