Do you have a credit card?how often do u use it?Do you spend more than you can afford?

Answer 1

I have 2, a MasterCard and a Visa. Well I have a couple of store cards too.
Anyway, I only use them when I have to or I really want something badly and know that I can pay for it later but it won't be there or for the same price when I can afford it.
Usually only emergencies, like gas or house supplies.
I don't spend more than I can afford. I always know what my budget is and when I will be able to pay it off, if not at the end of the month.

Answer 2

I have several credit cards. One I use exclusively for business. That way I can keep track of business expenses separately from personal expenses. I always pay the balance in full every month. Credit cards are useful when you don't want to carry a lot of cash around, and when they come with cash back.

Answer 3

I have a visa and an AMEX. I use them for almost everything. i pay the balances in full each month.