i have lost the deeds to my house what do i do?

Answer 1

If you are in England or Wales get in touch with Land Registry in the first instance.

http://www.landregistry.gov.uk/

If your house is registered, then having lost the deeds is not a major problem because they are only of historical interest, you don't need them to prove title.

If your house is not registered, you should make an application for first registration to protect your interests in case the deeds have been stolen.

http://www.landregistry.gov.uk/assets/library/documents/public_guide_013.pdf
http://www.landregistry.gov.uk/assets/library/documents/lrpg002.pdf

You would also need to make enquiries of people who may have the deeds - lenders and solicitors who may have acted for you.

You will need legal advice to draw up a statutory declaration describing the circumstances of their loss etc. to submit to Land Registry with your application.

Good luck!

Answer 2

Micheal, please go to the County Recorders Office and ask for a certified copy of the original grant deed with you as vested owner of the property, most of these are upwards of 20 bucks, but rather than thinking about it when you want to show someone you own the parcel, you'll have a like copy. On the other hand, you really don't need to have that deed as the property can't change hands until you sign off and go through another escrow like the one you went through to purchase the property.

Answer 3

Where I live we have a County Court Clerk's Office where every deed is recorded in Deed Books and also on microfilm. You can stop in there anytime and get a copy of any deed you need. Maybe you should check in your area for the same.

Answer 4

You actually will probably never need it for anything. For about $20 you can usually get certified copies of the deed via the county.

When the property is sold, a new deed is created and recorded.... its not like a car where you need the title. Dont worry about it unless you're really into keeping files on everything. You wont need it.

Answer 5

If you are saying that you lost your copy of the deed paperwork, contact your local county office. You should be able to request a copy of the deed.

Answer 6

I don't think Martini1976 is speaking about the US. The lender DOES NOT keep[ the deed. Go to your county offices and request a copy.

Answer 7

If you have a morgage the morgage lender holds onto the orginal deeds, that's the law, you cannot keep a hold of them what you had were copies.

If you own outright most people (like me) get their solictor to hold onto them, in a safe. Very few people have their orginal deeds kept by the person and would be stupid for the exact reason doing that.

So firstly ask yourself:

Do I have a mortgage?

Then get intouch with the solictor whom the sale went through, and problem sorted.

Answer 8

Your local clerk of the court or registrar of deeds has records of all property

Answer 9

Go to the county clerk's office. You can ask but they may direct you to public records.

Answer 10

The registry office should have a hard or electronic copy......call and find out!