how do i improve my credit?

Answer 1

Pay your bills on time.

Answer 2

1. Get a copy of your credit report to see where you're at first.
2. Check out and get rid of all the little things that you can handle quickly. For instance: phone bills and retail store credit cards.
3. Calculate all your major debt. Ex. major credit cards.
4. If you can handle that amount of debt than make a decision to do so. If you cannot, then get all that debt consolidated.
*5. Dispute as much ridiculous fees and all, before working your way to paying it off.

With this your credit score should should definitely go up tremendously. Any other things on your report that don't concern money can be disputed through credit solution companies.

Answer 3

Most people put the cart before the horse when trying to improve their credit scores. Prior to getting too technical regarding how to improve your score it's vitally important to first sit down with a qualified advisor and do some soul searching to determine why you are currently in the situation you are in. Bad credit is typically the result of poor decisions that come from long term bad habits due to the lack of having the proper tools to handle money properly. Only unless you are able to identify your bad habits and are willing to change will you get on track to improving your credit score. Seek out a good financial advisor in your area as soon as possible.

Answer 4

First is the obvious that everyone else pointed out. Paying your bills on time is huge. However, keeping a running balance is not really a bad thing unless it is so huge that it makes your debt to income ratio too high. Close down revolving credit lines. Things like department store cards especially will hurt you. They want to see that you have taken on credit responsibility but having too many open credit lines, even with zero for balances, will hurt you. Also, keeping a credit card for a long period of time is very helpful. The ones you've had for 10 years are the best ones to keep.

Answer 5

lot of different ways

Pay Debts

pay on time

if you have bad credit ...do not get a credit card ..it will only backfire
Speak to a financial adviser

Answer 6

to improve you credit you must be predictable. at the moment peoples think they can predict your behavior then they will trust you more and invest more on you

Answer 7

Get a second job and use that money to pay some debts.

Answer 8

Pay all your payment on time, and every time in advance.