I just recently sold my computer to someone who sent me over what I asked for in the form of a cashier's check, and now wants me to send the excess funds back to her. She keeps telling me that she is going to report me if I don't send the check to this third party, what do I do? I am so confused, and I still have the money in the bank, but I don't know what to do.
2007-01-09 11:26:39 · 7 answers · asked by twi w 1 in Business & Finance ➔ Personal Finance
THIS IS ONE OF THE BIGGEST SCAMS OUT THERE!!!
Before you ship out a single thing, you had better make sure that check clears! There should be no legit reason for someone to demand excess funds to go to a 3rd party.
They overpaid you on purpose, (probably from overseas). The check will bounce, you will be out your computer & your 'extra' money! It is a way for them to double dip the theft. How long have you been holding on to it that they are being so unreasonable?
2007-01-09 11:37:15 · answer #1 · answered by ricks 5 · 0⤊ 0⤋
Dont give the purchaser any money as yet. You need to get in touch with your bank and ind out if the cheque has been cleared.If the cheque has not been cleared and is returned then it is likely fraudulent. If it is your account will be debited the amount of the cheque and mabye some charges.If you have anything in writing to protect yourself like a purchasing agreement then you may have legal means of getting back your funds. When your purchaser contacts you about the excess funds tell her that first you need to verify that the cheque has been cleared.Get in touch with your bank as soon as possible.Good Luck
2007-01-09 11:43:25 · answer #2 · answered by L.Sincere 2 · 0⤊ 0⤋
This is a well known con game! The cashier's check is a fake, by you cashing it you're on the hook instead of the sender, she gets real money and you get squat when the bank tries to clear it the damn thing will bounce.
Call the bank in the morning and have them deal directly with her.
2007-01-09 11:40:00 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If you wait, the bank will tell you that the cashier's check is fraudulent and will take the money back out of your account. It's a scam. Tell her to go ahead and report you.
2007-01-09 11:32:06 · answer #4 · answered by jseah114 6 · 0⤊ 0⤋
Call whatever place the check was issued from and ask them if it is real or not. It olny takes a couple of minutes
2007-01-09 11:42:54 · answer #5 · answered by lefty_miller 2 · 0⤊ 0⤋
Don't do it. Inform the police or your bank. Your bank will protect you and inform their risk management so they will stop those fraudulent checks. I work in a bank and we get so many fraudulent items on daily basis. Please help us to stop this type of crime.
2007-01-09 11:32:37 · answer #6 · answered by brenda29 1 · 0⤊ 0⤋
hopefully you had this person sign some type of a purchase contract.
2007-01-09 11:30:38 · answer #7 · answered by Julie L 1 · 0⤊ 0⤋