some surveyour from wachovia called asking me about my recent visit to a local branch, the call was out of nebraska, im curios becuase there are alot of scam these days, they dint ask for any account numbers or personal imformation just survey questions, has anybody ever got this random call from wachovia bank before?
2007-01-09 08:32:44 · 7 answers · asked by Eugene 3 in Business & Finance ➔ Personal Finance
This is pretty standard in retail banking. I worked for a major bank for 10 years and surveys were done quite often by hired outside firms to gauge the service level at our branches. Our bank stopped using outside firms primarily because many of our customers were concerned for the same reasons you were. I would guess that this was legit but you are right on not to give out any information...Crooks are very resourceful and assuming you do bank with Wachovia it is possible someone has a stolen check of yours and is trying to determine the likelihood of the account being open before trying to negotiate it (that's why most banks won't verify funds over the phone anymore) so my suggestion is not to answer any questions including confirming the visit to a branch from someone you don't know.
2007-01-09 08:49:30 · answer #1 · answered by SmittyJ 3 · 0⤊ 0⤋
Be very..very..very thankful to Wachovia that they did not cash it. This is a very common scam, and because of how some people deposit the checks they get cashed. You would have then been on the hook for the money. The reason Wachovia said you will not be able to cash a check with them is because this scam is so prevalent that they don't know the people like you who say you didn't know better, from the professionals who do this for a living. So anytime someone tries this they just restrict them from doing it again. Nothing against you, but I am pretty sure your only "job" at this "at home job" was to go to the bank and cash the check. Most likey they gave you some story that they were doing this to get around some tax or custom regulation. At least this is the common reason, but they could have given you a different story. When you saw this you fell into the "I want easy money" group. Don't even bother taking the time to report your "employer", there is a good chance that they are not even in the US. The police will take the report, but that is as far as it will go. Law Enforcement has much higher priority cases to put their limited resources to. Yes this sounds horrible, but it is the reality of the situation. Think of this as a lesson learned that could have been a lot worse.
2016-05-22 23:44:41 · answer #2 · answered by Vernieke 4 · 0⤊ 0⤋
Do you bank with Wachovia? If they didn't ask for any account numbers or personal information, it may have just been a survey about your visit. Nebraska (I live here) has a LOT of telemarketing companies that do survies like that for banks, hospitals, etc.
If you are concerned, email or call Wachovia to be certain.
2007-01-09 08:37:03 · answer #3 · answered by lrachelle 3 · 0⤊ 0⤋
When you open an account at any bank, more than likely someone will call you asking you about your experience, that´s how they rate the rep that assisted you, and if you tell everything went well she problably will get a price or a point towards a goal. It´s how customer service is improved these days.
2007-01-09 08:44:37 · answer #4 · answered by copita 3 · 0⤊ 0⤋
If u r worried about it call the bank and explain the situation they would know what is going on. yes there r a lot of frauds out there i would call
2007-01-09 08:43:38 · answer #5 · answered by diamond 2 · 0⤊ 0⤋
Yah, its fine as long as they didn't ask for an personal info.
2007-01-09 08:36:31 · answer #6 · answered by **PuRe** 4 · 0⤊ 0⤋
report it to Wachovia ASAP!!!!!!!!
2007-01-09 11:03:18 · answer #7 · answered by sm4125 3 · 0⤊ 0⤋