I live with his family and I can NOT stand them his sister is a nosy snitch, but anyways I'm 18 and I want an apartment but I don't have a job, is there anyway I can get a loan or something, or get a flippin credit card or somrthing I don't understand this whole Apartment rent thing...can someone help me?
2007-01-09 07:37:33 · 9 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
Most loans require that you have proof of some sort of employment. That is of course unless your credit is really good then you may qualify for some "no documentation" programs. Check with a mortgage broker to have them run your information and see what programs you qualify for.
If your credit is not really great you may also consider a rent-to-own home. This is a great way to get your credit in line while waiting to purchase a home, and the rent often counts towards some of the downpayment.
2007-01-09 08:26:25 · answer #1 · answered by RN 2 · 0⤊ 1⤋
You're lucky you found someone willing to put a roof over your head when you aren't contributing anything. You're hardly in a position to complain.
You can't do anything at all until you have a job and income. Once you have some money, the easiest and cheapest route to an apartment is check someplace like craigslist for people looking for roommates. Splitting the rent will be more affordable, and you may be able to avoid having to pay two month's rent and security deposit up front that way. You'll probably have a hard time finding someone willing to rent to an 18 year old, though.
If you're looking to rent an apartment on your own, not only will you need first and last month's rent and security, you'll probably also have to pass a credit check, pay the credit check fee, an application fee, and possibly other fees. Then if you do manage to get the place, you'll have to come up with cash to pay your utilities. And your food and all the other expenses that you're not paying now at your boyfriend's families house. And the rent, on time, every single month.
Did you get kicked out of your own family's house or something? Thank your lucky stars you found someone willing to take you in and pay all your expenses. Go total up everything it would cost you to be out on your own and then go say a big THANK YOU to your BFs family for what they're doing for you.
2007-01-09 08:04:04 · answer #2 · answered by EQ 6 · 0⤊ 0⤋
You must get a job. there are no 'free' loans. If you got a credit card, how would you make the payments without a job? However, getting a job and an apartment isn't that hard. But you must understand, you have to have the job first. And keep it. There's no such thing as 'free' rent either! But, when you get a job, keep it for a couple weeks or so, then start apartment apps. Or, you can look for roomates wanted on a website such as forrent.com, apartments.com, or in your newspaper! But be careful! Definitely go through a whole interview process, and maybe take a parent or someone with you. You will still have to have a job though. Good Luck
2007-01-09 07:47:33 · answer #3 · answered by Jase 3 · 0⤊ 0⤋
Get out of it. He doesn't get to social gathering and by no ability be there for the duration of each of the not hassle-free years with the little ones and then come waltzing lower back in now even as issues are way a lot less puzzling and examine out to make up for it. How does he imagine it really is going to help now, even as he could have the capacity to figure out that each one among those years of him no longer being there once you necessary help with the little ones has made him more effective of a burden to you than some thing else. you're 13 three hundred and sixty 5 days previous is the only you may be nerve-racking the most about right here, no longer that the others is basically no longer affected emotionally, yet they're previous adequate to attend to it and heal. consisting of his overdue nights, it doesn't sound like he might want to wrestle you for custody, so that you're probable set there. My wager might want to be that each one among your little ones comprehend how he's and could have the capacity to get why you wanted out. and they probable comprehend that you're unhappy. you are able to be a more effective useful mom without this guy. Woah - I basically reread and that i did not extremely seize it the first time - he's pulling and pushing you into the mattress room?! I wager he doesn't pick to have an open and straightforward verbal change about why you do not pick to do some thing with him does he? He probable cares that it truly is no longer likely on, yet doesn't care the way you experience. Get out of this. Being on my own can be a welcome alleviation. you are able to't stay with him.
2016-12-28 13:13:50 · answer #4 · answered by koizumi 2 · 0⤊ 0⤋
If you want an apartment then you'll have to get a job. You won't be able to get a loan since you don't have a job. You can't use a credit card to pay rent.
2007-01-09 07:42:36 · answer #5 · answered by AW 2 · 1⤊ 0⤋
GET A FRIGGIN JOB!!! Loans have to be paid back. Credit cards have to be paid back. and both in a timley manner or you will have bad credit and have a hard timme getting either one in the future. And guess what...That rent thing is due EVERY MONTH. If you dont have it you are out on the street.
You should be grateful that you have a feee place to stay. Go back to YOUR parents if you dont like it
2007-01-09 07:47:33 · answer #6 · answered by .. 3 · 1⤊ 0⤋
Get a job. At 18 you should have had a job for a few years now. If you don't understand how rent works, you probably should stay where you are.
2007-01-09 09:23:22 · answer #7 · answered by trblmkr30 4 · 0⤊ 0⤋
You need a job. You can only get a loan if you can prove that you can pay it back. Credit cards require monthly payments...again a job is needed.
2007-01-09 07:42:40 · answer #8 · answered by Kier22_2 6 · 1⤊ 0⤋
buy a tent..and ask if you can put it in the yard..
oh yea....no job..can't buy a tent..
so go to the appliance store and get a fridge box (free) and move into that..
probably why your not getting along...
you would probably feel better about yourself if you had some work and socialized
2007-01-09 07:51:10 · answer #9 · answered by m2 5 · 0⤊ 0⤋