Does the bank always give you 10% of the amount of the check you deposit no matter what amount?

Question

Let's say you deposit a check for $1,000 they usually give you $100available to use before the check clears so is that true for any amount?

Let's say you deposit a 1million dollar check. do they give you one hundred thousand dollars in available balance until the check clears?

Answer 1

If it is a federal bank it should give you all you deposited. Others may want to wait to see if it clears.

Answer 2

I'm not sure what you're asking. Do you mean they give you 10% in cash and deposit the rest? 10% interest?

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