Me and my friend were going to the store to buy liquor. We both did not have any money. He had a credit card. Normally he would have purchased it, but he lost his state ID. I said why don't you give me your credit card and Ill just sign your name. He said ok. We got the beer and then stood in the line to check out. They carded only me, so I showed them my ID, then I slid his card in the credit card reader. Then I signed his name. Is this legal to do, if I have his permission to use his card and then sign his name? This happened a couple of months ago.
2007-01-07 15:35:28 · 20 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
For him? Technically no; he's violating the contract he signed with the cc company to get the card in the first place. But that's Contract Law, not Criminal Law. There's a big difference. You're not a party to that contract, so you're okay under Contract Law. Ethically, you're both okay, so long as he's aware and approves and intends to pay the bill. Then it's no harm - no foul. If he later disputes the sale based upon the bogus signature, then you're both edging into the Criminal realm. Be careful. (Please note, I'm assuming you're both of legal drinking age. If not, it's a different answer.)
2007-01-07 15:54:03 · answer #1 · answered by bullwinkle 5 · 0⤊ 0⤋
That was dicey, and the clerk should have caught it immediately. The ID was supposed to match with the payment. Most liquor stores videotape all transactions so you may have been caught on TV.
My guess is that it went through and no one questioned it as long as the till balanced its cash with the payments.
If push comes to shove, your friend can refuse to pay the credit card bill claining it is not his signature on the receipt and he will definitely win his case and get refunded the money.
Parents lend their credit cards to their children for shopping but the kids will always sign with their own names
2007-01-07 15:44:07 · answer #2 · answered by QuiteNewHere 7 · 0⤊ 0⤋
I probably would not make it a point to do this but I see no problem here.
if the friend was right there with you, if the police or whomever decided to investigate, by the time they found you, they would see your friends mug right there on the tape too.
I dont know how much your beer was but if your friend is acting funny about it, mention to him that if the police or whomever come to talk to you about it you would sing like a falcon and if there were charges, the two of you would share a cell. I would guess for the amount, HE would just pay it!
2007-01-07 15:45:09 · answer #3 · answered by onestepbeyond 2 · 0⤊ 0⤋
I don't know if its legal but i do it almost every day. Sometimes the credit card company will give the credit card holder a call saying that the signature's didn't match old receipts, but you can just tell them the deal. It's funny because people will look at my i.d. and then look at my husbands credit card and still swipe it. (we don't have the same last name)
2007-01-07 15:40:21 · answer #4 · answered by abkb8476 2 · 0⤊ 0⤋
Hmm. Given that you had permission, it's probably not illegal...but it's also not a good idea. What if you and your friend have a falling out after you used his card? You'd be hard pressed to prove you had permission unless you had something in writing.
I doubt you'll get in trouble, I just wouldn't make a habit of it. Sooner or later it's likely to get you into trouble.
2007-01-07 15:39:53 · answer #5 · answered by fdm215 7 · 1⤊ 0⤋
I think that the transaction would technically be authorized, however no credit card supplier will authorize it, and no store should take delivery of it. They simply take delivery of the title ON the cardboard. For those who sign something else, it should now not be accepted, and the cardboard supplier may just seize the cardboard.
2016-08-10 11:15:25 · answer #6 · answered by roddam 2 · 0⤊ 0⤋
Yes, but if he denies it when he gets the bill and disputes the charges you are in big trouble and do not have a legal leg to stand on. It is your word against his and is forgery, a federal crime.
2007-01-07 15:42:15 · answer #7 · answered by opinionator 5 · 0⤊ 0⤋
I did this but I signed my own name not the credit card's owner name.
2007-01-07 15:39:24 · answer #8 · answered by Joseph Binette 3 · 0⤊ 0⤋
Yes, its legal. You can only be charged with forgery if your friend denied giving you permission. All he has to say, if asked, is, "Yes, I signed the receipt" and there is no crime.
2007-01-07 15:40:30 · answer #9 · answered by Michael da Man 6 · 0⤊ 0⤋
No. Its not legal. Probably won't get in trouble unless your friend refuses the credit charges.
2007-01-07 15:38:30 · answer #10 · answered by All_Dawgs_Go_To_Heaven 3 · 1⤊ 0⤋