I dated a cheque with todays date and wrote 2006, do you think it will be ok? or will it be returned, it already in the post!
2007-01-07 11:38:37 · 26 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Throughout the first 2 weeks of January Bank are very lienient with cheques that have the wrong year.
If the cheque was dated 8th April 2006 or 8 June 2006 then it would likely be returned but if dated 8 January 2006 common sense should prevail.
2007-01-07 11:49:07 · answer #1 · answered by angie 5 · 3⤊ 0⤋
to be honest i expect it will go through ok - banks are use to people dating the cheque with the wrong year at the start of a new year - the correct length of time for a cheque is 6 months - but it is unlikely that the teller will notice unless the cheque is for a large amount
2007-01-07 19:52:59 · answer #2 · answered by doylette 1 · 0⤊ 1⤋
Should be returned!
Might be an idea to write another cheque with correct date on and send it off. simply tell your bank to cancel the original one.
bet thousands of people have done the same thing!
2007-01-07 19:43:28 · answer #3 · answered by Chew 4 · 0⤊ 1⤋
It will be returned. Cheques are only valid for 3 months from today's date. Therefore the cheque will appear 1 year old.
2007-01-07 19:41:01 · answer #4 · answered by Anonymous · 1⤊ 4⤋
It shouldn't go through.
But with the banks the way they are today there's a fair chance it will go through.
You've got me worried now about the last cheque I posted!
2007-01-07 19:43:52 · answer #5 · answered by SteveT 7 · 0⤊ 1⤋
probably will be returned cheques are out of date after 6 months
2007-01-07 19:41:10 · answer #6 · answered by matured 3 · 0⤊ 3⤋
Depends entirely on the bank, I'm afraid. There is nothing you can do about it, except alert the payee. If this is for a bill, you might want to do that in case they take any precipitate action, like cut your phone off or cancel your credit card. I hope it won't come to that, but calling them shows you are being responsible.
2007-01-07 19:44:11 · answer #7 · answered by skip 6 · 0⤊ 1⤋
I wouldn't worry. Probably happens all the time. I can't imagine anyone looks at the date unless there is an issue brought up by the check writer or check receiver.
2007-01-07 19:54:15 · answer #8 · answered by Elizabeth 3 · 0⤊ 1⤋
depending on how strict the bank is. If they have people checking dates then yes it will be returned. If it's automated then no. Good luck. It's a coin toss.
2007-01-07 19:53:03 · answer #9 · answered by ButterFli 2 · 0⤊ 1⤋
Contact the bank otherwise you will be charged for this as cheque are only vaild for 6 months,
2007-01-07 19:43:26 · answer #10 · answered by goodlassie666 2 · 1⤊ 3⤋