This last summer I loaned a women that I was seeing about $450. Well things turned sour and she emailed me about having to do some work on her car, could she pay me back over time. I told her ok. Later on the problems escalated She tells me that she doesn't want me to communicate with her again.
Well I sent her an email this last November and she responded back in rage emphasizing the do not contact her. Well under my own level of goodwill( or idiocy) I haven't brought up the issue yet. I figured I'd let her get through Christmas at least.
I am now at five months waiting(original was a month). How long should I let my goodwill be exhausted before enough is enough?
2007-01-06 15:43:29 · 5 answers · asked by Ben B 3 in Family & Relationships ➔ Friends
Additionally I should say that the email only specifies a debt. It does not specify amount or time to pay. I pretty much figure I would have nothing to stand on in court. So yes I am expecting to probably lose out here.
I am putting this on her honor.Her character will have to show that she is willing to pay her obligation. The do not call is more of a drama that didn't have to happen, but it did.
I just want a consensus of when is more than enough time to wait. Its subjectional but I'm not going to be the one that is being unreasonable when asking.
2007-01-06 15:59:26 · update #1
Learn from it, and let it go. Consider it an expensive lesson, and never loan money or anything that you can't afford to lose.
2007-01-06 15:54:07 · answer #1 · answered by dave 5 · 0⤊ 0⤋
Quick answer, Ben, kiss the money goodbye. Keep the email or any other document you have from her that acknowledges the debt. In California you have to bring a lawsuit on an oral contract withing 2 years of the breach of the contract. She has breached the contract by not paying you back. You can, in Calif, file a Small Claims Court action against her. Simply state that you loaned her the money on her promise to repay in a certain time, here are the documents supporting the promise to repay, and as of the date of the filing you haven't been paid. It will cost a few bucks to file the action, and to have the Sheriff's office deliver the papers to her...but all of that cost can be recovered, in addition to interest, when you get a judgment against her. The Court will set a hearing date, you show up, prove your case and get the judgment. Why the hard way? Because she is unwilling to be nice about it. So get the judgment, then you can talk to her about negotiating a payment schedule. The time for "Mr. Nice Guy" is past, now be realistic. Good luck.
2007-01-06 23:50:19 · answer #2 · answered by judgebill 7 · 1⤊ 0⤋
You are probably not going to get your money back from this woman. You'd be surprised at how 'loaning' money to people can ruin the relationship. Consider it a gift, and if you resolve to not do this again, this could actually save you a whole lot of money in the future... Of course she doesn't want you to communicate with her when she owes you money. Being patient is NOT going to work. You could try contacting her again but it will probably not work. If people are not going to pay back money, they just DON'T pay it back.
2007-01-06 23:50:58 · answer #3 · answered by Cris O 5 · 0⤊ 0⤋
How long do you want to keep loaning her your peace of mind?
Write it off as a lesson learned. If you slept w/her you can figure out the going rate.
Fretting over it - you lose, she wins.
Planning revenge - you lose, she wins.
Exacting revenge - you lose, she wins.
Chill and move on.
2007-01-06 23:47:13 · answer #4 · answered by Joe Cool 6 · 0⤊ 0⤋
Let it go or bring her to small claims court
2007-01-06 23:45:34 · answer #5 · answered by corporatetrade 2 · 1⤊ 0⤋