2007-01-05 13:51:03 · 10 answers · asked by MissYYYY 1 in Business & Finance ➔ Personal Finance
No,not unless they are in a position to do this or hire an investigator to do it for them, but having been in a similar situation, I highly recommend that you come clean before getting married!!! It will eventually catch up with you and if you are marrying thre right person they will want to assist you with fixing your credit before or after you get married. Money is always something that can destroy a bond of faith, and make your significant other feel doubtful about what else you might not be being truthful about! So go for the good path..believe me they will much more appreciate your honesty and if it's the right person it won't matter. Good Luck
2007-01-05 13:59:45 · answer #1 · answered by Alex 2 · 2⤊ 0⤋
Only if and when they try to.....
Finding out about another's credit history is almost always something you have to undertake, rather than something that is thrust upon you, and it doesn't require being married to do it. Employers regularly run credit checks on people they're considering hiring. With very little information, you could run a credit check on your neighbor, your teacher, your best friend.
If one half of the couple is fairly well off, you can bet that there will be SOME interested party, even if nothing is initiated by the person involved, who will be investigating the other half of the couple.
If two people stay married long enough, it also will become apparent, even without a credit check...as soon as they attempt to go into debt.
2007-01-05 14:10:28 · answer #2 · answered by Jess Wundring 4 · 0⤊ 1⤋
I hadn't thought of that, but that is a great idea. With free credit checks being readily available, it'd probably be a good idea to ask to see a credit report before you married someone. Not terribly romantic, but it may save you trouble down the road. I know one fellow who married his wife, only to find out that she couldn't stop buying stuff. Last I talked to him, he was trying to get a divorce, but until the divorce was final, she could keep racking up charges that he was going to eventually have to pay, and there was nothing he could do about it. Thanks for posting the question.
2007-01-05 13:59:18 · answer #3 · answered by Alan 3 · 0⤊ 1⤋
When the two people decide to buy a house or a car and are refused because of one partner's bad credit, then it will all come out. And it will be very nasty. It's much better to get it all out in the open now, and formulate a plan for fixing things so someday you will be able to get a loan of some sort.
2007-01-05 14:00:04 · answer #4 · answered by Anonymous · 0⤊ 1⤋
When you marry - most likely the husband's social security number is on most loans or accounts. Issue is a joint account - when you need both social security numbers.
I would not worry so much - but the debt you have will carry forward to any marriage.
2007-01-05 13:54:31 · answer #5 · answered by Kerry Z 3 · 0⤊ 1⤋
yes because they have to share the money it is the law. so of coarse you will find out about the credit history one way or another and thire bad spending habits but if you have your own he or you will not be able too unless you have bad credit, then you or he will find out one way or another, but the banks keep it a secret most of the time.
2007-01-05 13:57:46 · answer #6 · answered by Anonymous · 0⤊ 2⤋
It's not an automatic.
However, no one who is going to be married should withhold that kind of financial information from their future spouse. It isn't fair to the other person.
2007-01-05 13:56:33 · answer #7 · answered by CCTCC 3 · 1⤊ 1⤋
although it is not good to lye about ur credit history to ur spouse there is no credit check or anything when u get married
2007-01-05 13:54:35 · answer #8 · answered by Robyn T 4 · 0⤊ 1⤋
not always...
not my wife's business-not my business to ask my wife...
we had separate business before and do now and also joint.
2007-01-05 14:01:08 · answer #9 · answered by cork 7 · 1⤊ 1⤋
If they are smart they do.
2007-01-05 13:54:54 · answer #10 · answered by DelK 7 · 0⤊ 1⤋