how would you invest 50 thousand dls?

Answer 1

If I was you I would use $8,000 to fully fund a Roth IRA for 2006 & 2007 and if you're married I would take an additional $8,000 and do the same for your wife leaving you with $34-42,000. The Roth IRA is the best investment vehicle for your money if you make under $150,000/year. Every dollar you put in now grows absolutely tax-free until retirement, which can give you incredible tax-free returns over the long run. I would then establish an "emergency" expense money market account with about $3-5,000 earning 4-5% but giving you instant liquidity if you need the money ASAP. The rest I would spread out in a diversified mutual fund portfolio with exposure to International, Large and Mid Cap stocks for future emergency use or a supplemental retirement stream.

Answer 2

I would do a lot of research first. I would come up with a list of candidate stocks. I would watch them for a couple of months. I would listen to their conference calls, and read any news releases. I would see what other investors are saying about the stock. Yahoo finance is a good place for this. I would see what the best investors are buying and selling. http://www.top10traders.com has this information - it is a free site that lets you create a portfolio of stocks with $100,000 in "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing ideas. There is also a charting feature , so you can see how your portfolio performs compared to the S&P 500.

Here are this month's best traders:

http://www.top10traders.com/Top10Standings.aspx

Good luck.

Answer 3

Not knowing your personal circumstances and whether 50k is a lot of money to you, I think you need to evaluate what you want to get out of your investment, long term, short term? High risk, low risk? There is no doubt we live in times of great change but contrary to popular belief and what the media would tell you, it is actually a great time for the astute investor to get into markets and projects at a time when the masses are sitting on their hands, leaving their money in the bank to get eaten by inflation. Picking out individual companies to invest in through shares can be rewarding and the high volatility of this strategy can bring its rewards, but also its risks. It is time consuming and if you are doing it without the help of a stockbroker, you can lose a lot of money in not a lot of time. My advice would be to keep a significant proportion of your money, say 20-30k, safe in government bonds or bank fixed return bonds, this way you know that you are getting a guaranteed return over a fixed term. I would then look to invest a smaller proportion in equities (share) through dealing with a stockbroker (one of the big ones as they will have track record and easy to understand systems). The remainder I would have a look at diversifying into something a little different, as I said before the times we find ourselves in have meant banks don't want to lend any money to, well anyone so companies are finding other ways to grow and evolve, not using bank funding is freeing them up to offer 3rd parties a chance to become involved in projects that they normally wouldn't be able to. An example of this can be seen with Los Pandos and their opportunity to invest in the update of their vineyard, this investment offers a good return over a medium term, or another big sector that continues to evolve is the area of green energy / green conservation and it is possible to get some really good returns while keeping aligned with ethical issues of the day. Whatever you do make sure you go in with both eyes open, know all the risks involved and get as much information on your investments before and during the term.

Answer 4

I would buy about 8-10 top notch stocks that pay dividends. You will have to do some work to pull those out, but lots of good information out there from Forbes, Business 2.0, etc.

Answer 5

Invest in some internet site and forex.

Answer 6

Donate it to people in Romania who are sleeping on the streets and drinking contaminated water...thats what i'd do...

Answer 7

Do you have a house already?