My current rate: 19.24%!!!
2007-01-04 11:50:04 · 3 answers · asked by mypfsman 2 in Business & Finance ➔ Personal Finance
No credit card is a good deal, let me repeat...No credit card is a good deal. Stay away from them, you'll only go into debt. IF you must have one, just have one and make sure you pay it off every month. With your current rate you might want to transfer but work on getting rid of them!!!
2007-01-04 11:59:30 · answer #1 · answered by John J 2 · 0⤊ 0⤋
It doesn't sound bad, but be sure to read the fine print and DON'T be late on a payment (even an hour late, seriously) or they can jack your rate higher than what you're currently paying. Also make sure the 'no annual fee' isn't dependent on a certain purchase amount per year (like a mandatory credit protection service - that's a ripoff). In my experience 3% transfer fee is pretty standard.
There's nothing wrong with looking for a better APR; just know what you're getting into.
2007-01-04 12:05:10 · answer #2 · answered by wiscoteach 5 · 0⤊ 0⤋
yes
2007-01-04 15:49:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋