I am currently renting a room in California for $500/month. I found that there are 1 bedroom apartments in Tucson Arizona for the same cost. My credit score is below 600 and I just recently filed for bankruptcy. Will I be able to get an apartment?? What can I do??
2007-01-04 10:58:03 · 7 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
I worked for a property management company, and when someone would be honest and answer the question have you ever filed bankruptcy-yes. We would look at the other factors---how long have they been on their job; what is their current monthly income.
We would request two months rent paid in advance plus the standard security deposit. We would not accept personal checks, money orders or cashiers checks only.
After one year if there was no problems with them paying their rent on time, we would rewrite the rental agreement and return the extra month rent to them.
Sometimes things happen in life that we have no control over.
2007-01-04 11:28:01 · answer #1 · answered by D S 4 · 3⤊ 0⤋
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2016-07-19 08:11:08 · answer #2 · answered by Kenneth 3 · 0⤊ 0⤋
My Wife and I had to file bankruptcy and we were able to rent again. You should be OK. They might make yo pay a little more deposit when you move in but you will still get the place.
2007-01-04 11:06:50 · answer #3 · answered by Jason W 4 · 1⤊ 0⤋
If your bankruptsy case hasn't been heard yet, you might be okay. A bankruptsy won't appear on your credit report until the case has been heard, but if there's a question on the rental application asking if you've ever "filed", you may have a problem. Ask the apartment manager to send/fax you an application so you know in advance. Good luck.
2007-01-04 11:11:30 · answer #4 · answered by leslie 6 · 1⤊ 0⤋
You will be fine. If they stress over it, simply tell them that you will offer an additional security deposit.
Don't let your bankruptcy or credit score be a deterrent for anything. You may have to pay more, but you can still get what you want. For larger items (house, car), you can always refinance later.
2007-01-04 11:13:24 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Not all renters will run a credit check. As long as you have the security deposit and first months rent in hand you should be able to get into a place.
P.s Don't tell the landlord you filed for bankruptcy ; )
2007-01-04 11:08:05 · answer #6 · answered by luker 3 · 1⤊ 3⤋
unless you can fork over 3-3 months rent in advance, and a large security deposit, it will be hard. my complex does not rent to anyone with a bankruptcy on record (i live in phoenix, AZ)
2007-01-04 11:08:21 · answer #7 · answered by Jen 5 · 1⤊ 2⤋