Can I cash a personal check that was issued to me?

Question

I have been given a personal check from somebody with a Bank of America checking account. I personally do not have a Bank of America checking. If I was to take this check into an actual branch of Bank of America, would they cash it for me as long as I showed ID?

Answer 1

Very Nice, if an individual gave you their check and you do not have a checking acct ANY Branch of the bank the check is drawn from will have to cash it IF the funds are available, so RUN and get your check cashed ! If you do have an acct at any bank,and you can cover the funds, for the amount of the check ,your bank will cash it ,if it's cash you want ,But beware if you deposit the check to your acct and it is returned for insufficient funds YOU will be charged a fee,I recommend you cash it at Bank of America and not risk any fees!

Answer 2

Of course. Your bank or any bank of america.

Is this someone you know or a check you got in the mail for something?

There are a lot of scams where they send you a fake big check (by accident) or an overpay for something they bought on ebay or elsewhere. Then they want you to send them the difference and you do and the check bounces.

Call the bank first and verify funds for that account before you cash it to avoid a scam or fees from non sufficent funds.
Also many advertising checks that come random in the mail carry contracts in the small print that say by cashing it you are signing up for a service or something you will owe money for.

Answer 3

Yes, of course you just have to make a trip to the bank that the check is drawn under. You will know because it will be on the check! When you get to that bank you will have to show two forms of i.d. Once you do that you can get your money!

Answer 4

i think any bank will cash it as long as you have id your bank would be the best if you do not have a account they may charge you a fee...

Answer 5

They should...you may need more than 1 form of ID though.