only take a few dollars with you at a time then you cant spend it if you don't have it
trust me i know
G
2007-01-11 15:14:17
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answer #1
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answered by nicname 5
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well at least you returned it and got your money back, but you have to be careful, that may not always be an option. First of all, don't use credit cards. Keep one for emergencies. I don't know how old you are, but let me tell you, when it comes time for major purchases like cars and houses, there's nothing more valuable than a good credit history. If you have no credit, keep one credit card and make one or two small, necessary purchases a month like a tank of gas or a little bit of groceries and pay it off in full every month. Don't keep cash handy in large amounts. Get yourself a checking and/or savings account and deposit your pay in there and use only what cash is necessary. Sit down and write down a list of your necessary monthly expenses and total it up. If you compare this to your monthly net income and end up having a little extra, put it in the savings account where it can collect interest, or allow yourself one "fun" or impulse purchase a month. Buying on sale is smart, but only if you need something or have "extra" money to get it. Being able to technically "afford" something and having the money in a budget to get it are not always synonymous. Trust me, you'll be much happier in the future when you have money for an unexpected expense than you are when you buy something on impulse that you really don't need. There's plenty of stuff I can "afford" to buy, but if I did that every time I saw something I wanted, what would I do if, say, the hot water heater blew up or my washing machine broke? Don't live paycheck-to-paycheck if you can help it, it's not fun. Good luck.
2007-01-04 11:11:44
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answer #2
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answered by My Dog Rowdy 5
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You have a problem. It's a high for us to go shopping. You feel good doing it but the minute you step out that door and into your own home the guilty feelings come rushing in. It sucks. I just purchase a 52" LCD TV. I didn't need it but boy did that one feel good. Hey as longs as you got the money and your bills are being paid live life to the fullest. Carpe Diem
2007-01-11 22:14:31
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answer #3
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answered by waterfunners 2
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I cured myself by going to a store or mall, look around, walk out and if the next day I still want the item or items that I saw the day before, I go back...If I got home and was glad I didn't buy anything then I don't waste my time going back.
2007-01-12 03:43:25
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answer #4
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answered by Bobbie (aka VENUS) 1
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It's funny, many people go through the same thing. I have to check out of a store as quickly as possible, because I KNOW I will be tempted to buy the "impulse items". Wal-Mart places these items right at the check-out because they know people will buy them.
2007-01-04 10:58:55
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answer #5
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answered by flip4it 4
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have a kid...you wont have any more money....then you will not be able to spend it on anything but diapers and..... just kidding....
you should set aside a small amount of each paycheck and reward yourself at the end of a month for not impulse buying...that will give you time to research what you need and what you want....cuz you have to reward yourself every now and then
2007-01-11 23:11:20
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answer #6
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answered by outofmymind 4
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Stay at home....stay away from the stores unless you really need to buy something. Quit window shopping
2007-01-04 10:57:20
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answer #7
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answered by bernie2u4 6
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Rather than succumbing to the impulse, tell yourself that if you really need it, it will be there tomorrow. Sleep on it! Especially big things.
2007-01-12 03:32:03
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answer #8
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answered by ron4back 2
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Yes...stay home and answer questions on Yahoo Answers!
2007-01-04 10:58:45
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answer #9
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answered by kmoc123 5
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Stay home, works for me
2007-01-04 10:57:08
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answer #10
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answered by Anonymous
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