I am about 2 months along, I work at a Nursing Home and if I went with their insurance it would be half my paycheck, then i'd have nothing left for bills. So where can I go about for cheap health insurance? Can I get medicaid? And if medicaid is the answer then can u only make so much?
Please help me.
2007-01-04 00:51:18 · 10 answers · asked by Mandi B 2 in Pregnancy & Parenting ➔ Pregnancy
My husband is a brick layer, but his boss doesn't offer any benefits for the workers.
2007-01-04 00:54:01 · update #1
It's too late for any insurance plan now. Your pregnancy will be considered a pre-existing condition and not covered. You have to have insurance before the fire, not after.
Medicaid is your only hope. Call Planned Parenthood to see what is out there to help you. They will know of many available programs.
Good luck to you.
2007-01-04 00:54:07 · answer #1 · answered by Gem 7 · 3⤊ 1⤋
I don't think you can get medicaid if you have the option of taking health insurance with your employer. Medicaid is only for those with no income or very very low income--here's a website with a wage chart http://www.health.state.ny.us/health_care/medicaid/
Even if you were to take insurance with your current employer your pregnancy would probably be considered a pre-existing condition and it won't pay anyway.
2007-01-04 00:57:14 · answer #2 · answered by jilldaniel_wv 7 · 1⤊ 0⤋
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2007-01-07 15:32:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I purchased an insurance just for pregnancy and delivery. In the hospital they signed me up for Medicaid cause I didnt think that I would qualify. I say try it out...you never know.
GOOD LUCK MOM!!
2007-01-04 01:00:17 · answer #4 · answered by ea1825 2 · 0⤊ 0⤋
same thing with me right now.. i had to go get aid from the state.. it is cheaper or close to free. they will not turn you down if you need help. but dont let them know you have primary insurance.. you can make depending on the state.. like 1700 a month they said.. but because i live in a low income state.. they say.. that is a low number.. all you can do it go sit up at the office and ask them.. it wont take but a couple hours of your time.. to get good medical for your child.. it worked for me and was worth it.
2007-01-04 00:55:08 · answer #5 · answered by Michelle M 2 · 0⤊ 0⤋
I was on Medicaid when I was pregnant with my daughter. I wasn't working at the time I applied. However, being that you are pregnant, you are pretty much assured the medical part. You just might not get the other benefits such as food stamps, etc.
Good luck.
2007-01-04 00:53:38 · answer #6 · answered by cey12000 3 · 1⤊ 1⤋
My sister had both her babies with no insurance. They set up payment plans with the doctor and hospital as soon as they found out they were pregnant. Both kids were just about paid for by the time they were born.
2007-01-04 00:59:11 · answer #7 · answered by Kacky 7 · 0⤊ 0⤋
Yeah you could get medicaid but that takes awhile so you better start.
2007-01-04 01:03:23 · answer #8 · answered by spanky1492 2 · 0⤊ 0⤋
normally when you are pregnant you can get Title 19 (medicaid) go apply and see what happens or ask them what they think you should do.
2007-01-04 00:55:49 · answer #9 · answered by puppy love 6 · 0⤊ 0⤋
Does your husband carry insurance?
2007-01-04 00:53:09 · answer #10 · answered by phamy76 4 · 0⤊ 0⤋