I live in the city and everyone does credit checks, my credit is horrible, and i am working on getting it fixed, but that doesnt really help me now. What can i do?
2007-01-03 05:59:28 · 10 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
You can have someone co-sign with you, go with a smaller company that will either over look the issue or do not report/utilize a credit agency. Also they will check for other things besides just credit; they will check for job stability, income(which can play a huge factor), how old you are(not supposed but they will, etc..
If you can not find some one to cosign, just pick up a rent book and call to see,you will be surprised what will happen.
Try looking for a roommate you can trust.
And last, houses that are for rent don't usually look at your credit, the same would apply for a sublet or anything of that nature.
Look in the paper for the best prices.
2007-01-03 06:16:38 · answer #1 · answered by cateyes 3 · 0⤊ 0⤋
Try here http://www.americanclassifieds.com/cityselect.cfm just pick your city and look for apartment rentals. Alot of these will be private renters that will work with you on your credit or run no credit at all. Also try and get some refrences from the places you have had good rental history with and just some general refrences so that the prospective landlord will be able to tell what kind of person you are. If you dont have any evictions or repossessions on your credit you may be able to pass a credit check even if you have other bad credit. Make sure you look into your credit report so you can know exactly whats on there.....you can get a free credit report from all 3 credit agencies here https://www.annualcreditreport.com/cra/index.jsp.....its a gov't run website that allows you to get 1 free credit report each year. Hope this helps.
2007-01-03 06:09:57 · answer #2 · answered by Sparticusx 1 · 0⤊ 0⤋
If you've already tried to rent and continually are turned down, the second best option is to try to sublet from someone. These rentals are usually advertised in the newspaper or smaller publications distributed throughout neighborhoods. Good luck!
2007-01-03 06:07:25 · answer #3 · answered by leslie 6 · 0⤊ 0⤋
It does, yet merely given which you have not any credit or adverse credit does not advise that each and every person house places examine credit. If present your self as a to blame individual, whether you have had some previous subject, you may actually be waiting to hire a intense-high quality house.
2016-10-19 10:07:51 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Tell them you're working on, and provide some proof. Also, you may want to see about getting co-signer. I had to do that with my first apartment because I had no credit.
2007-01-03 06:08:04 · answer #5 · answered by Me 2 · 0⤊ 0⤋
you can always find a cool as s land lord who will work with you you just have to look...
i have horrible credit and i have a landlord now that lets me pay him week by week instead of all on the 1st.
if you can prove that you can pay and have a few good references you should be fine
2007-01-03 06:02:17 · answer #6 · answered by Tissa 4 · 0⤊ 0⤋
You will probably have to live with your parents or someone else with good credit until you can repair your own, which can take up to ten years if there's a bankruptcy in your personal credit history. Suck it up, or find yourself a sugar daddy and keep him nice and contented!
2007-01-03 06:02:30 · answer #7 · answered by Anonymous · 0⤊ 1⤋
Someone else here gave a good answer -- subletting.
2007-01-03 06:25:57 · answer #8 · answered by cinnamon_latin_doll 3 · 0⤊ 0⤋
get out of debt first then maybe later u can have an an apartment
2007-01-03 06:10:15 · answer #9 · answered by away_mama 2 · 0⤊ 2⤋
If you look as good as your avatar, you could move in with me.
2007-01-03 06:01:29 · answer #10 · answered by Big C 6 · 0⤊ 1⤋