does marital status affect credit scores?

Answer 1

Absolutely not. Being married or single has no bearing on your credit score. I know this because I'm a lender for a financial institution.

Answer 2

consolidating several bills into 1 bill and closing all of the other ones is better for your credit score. You should consider several things. The amount of debt you are clearing up, the interest rate and payment plan of the new loan. If you are unable to pay off all of your credit card and loan debt with this one new loan than it is probably not worth it. You need to make sure that after you pay off a bill you call and tell them to close your account. It will take 6-12 months for a closed acccount to display on your credit score so you will not see an immediate improvement in your credit score. The final thing is your debt to income ratio. This is the biggest factor, outside of bankruptcy, in your credit score. This will not change because you will still have the same amount of debt. The benefit is you should be making more than the minimum payment each month so you will get out of debt much quicker paying one bill instead of 6 or 10 or 12. Just do not get yourself back into debt which is what most people do.

Answer 3

in divorce cases yes. Because the assests are divided up and both partners take a credit score hit because it looks like you cannot make anymore payments (to the credit compnay) and this is only true IF it is a non contested divorce. If its a free for all slobberknocker (as Jim Ross would say) expect BIG hits on your credit score. For new couples the leneders look at the higher breadwinner first.

Otherwise the answer is no.

Answer 4

No, the score is not affected by marital status, gender, race, or religion.

Answer 5

Hah! My wife had her credit card stolen, but I didn't report it.
The thief is spending less than she was.