Bill collectors -it is legal for them to call your place of employment?

Question

This is not like a debt that has been out for a length of time,its actually my car payment that was due on sat and Im going to pay it on thurs-it is for like $192.00 .I mean isnt that extreme.

My bad maybe I should have added that before..lol :O)

Answer 1

Yes, it’s legal unless you specifically tell them not to call you at work, and I’d suggest putting it in writing.

Answer 2

Using whatever number(s) they have, they can call you anywhere, but only during business hours that usually are 9:00 AM to 9:00 PM.

The only way to stop them is to either pay the bill, or go to a lawyer or debt solution agency who will arrange for the bill collector to be paid after you pay a fee and start payments to the agency.

Answer 3

The rules depend on state law as well as federal law. Federal law applies to debt collectors but not the creditor as such. State laws usually apply to both, and usually prohibit calls at work if you send the collection agency a written notice not to call you at work. If that is the only place they can contact you during regular business hours, you may still have a problem.

If you retain a lawyer, you just tell them the name and phone number of your lawyer and they cannot call you anywhere.

Answer 4

The rules have changed in their favour. They call at work and now I find they're allowed.
Statute of limition is 7 years I know it can be on your credit report 8-10 years but they still pester a friend who has been unable to pay 8 years. He reminds them they're past the stute of
limitation and he's still not working anyway. They sell it to somebody else and they try. After the second time he simply said don't waste your time and mine you're past the staute and I;m still not working. Don't bother selling it out to somebody else
because I can't aford stamps and another 20 years of explaining myself. Enough is enough. Sure enough he got a threatening letter from somebody that bought the debt out. shortly before Christmas. This time he ripped it up. Another one came to him just a few days ago and he ripped that up. To me this is illegal and harrassment. Thinhgs change in the Bill collector's favour but I haven't heard the statute changing.

Answer 5

that could be a criminal and civil violation of Federal and State regulation for a creditor to talk something concerning a debt with every person however the debtor. they might call you at artwork until: you have informed them to not ; and/or the have reason to have self assurance that your organization prohibits it. in case you have the means, you will possibly desire to right away notify your state's lawyer widespread's workplace and initiate off the technique of submitting civil and/or criminal expenses agaist them for discussing your organization with co-workers. that could be a severe violation.

Answer 6

You can tell them when "not" to call....they have to abide ..they do have right to call you...if you give them a timeframe to only call and if they call when you don't want them to..tell them the conversation is being taped and you will write a letter to their superiors...they don't like letters....this advice can be applied to when they call you at home, to...beleive me I know this I worked for >>>>>>>oops cannot say but trust me

Answer 7

Yup, but by law in most states, if you tell them to stop calling there, in words and / or in writing, then they must.

But, rest assured, if you start avoiding them, they will take steps to garnish your wages. And you are gonna pay hell to fight it.

Answer 8

Yes, but in most states you can order them to stop and they have to.

Answer 9

No it is not legal.