2007-01-01 04:32:18 · 11 answers · asked by gabby r 1 in Business & Finance ➔ Personal Finance
can I ask my boss at work?do you think she will help me,i am very desperate for some help here
2007-01-01 09:13:31 · update #1
First, don't just go around applying for loans at every bank around. Every time you apply for credit, the lender pulls your credit report to see whether they'll approve you or not. This is called an inquiry. Having a lot of inquiries on your credit report makes you look like even more of a risk.
Second, do not go to one of those payday loan places. They charge outrageous interest rates and if you can't pay your loan back on time, it can get you into even more credit trouble than you started with.
If your credit is really bad, it's likely that a bank won't approve you for a loan so applying will just make your rating worse. You have a few other options:
Try borrowing from family and/or friends. If you can't get the full amount from one person, maybe a few people can loan you partial amounts. Be sure to make a written agreement that says how you'll pay them back, whether you'll pay interest, etc.
Sell something or things you don't need. Have a garage sale. Put things up for sale on craigslist where there are no fees. Try selling things on ebay if you don't mind the fees they charge.
Finally, try a site called Prosper. It's a network of people loaning people money. They will pull your credit report too, but you have a better chance on that site than you do with a bank. Good luck!
2007-01-01 04:55:09 · answer #1 · answered by Anonymous · 0⤊ 0⤋
DO NOT apply every where b/c your credit will worsen dramatically from inquiries. DO NOT apply at any banks they will all deny you. If you have a credit union try those. But I think you should pay off some of those bills with your tax return.
Get 3 free credit reports at www.annualcreditreport.com you get all 3 consumer reports equifax, transunion and experian.
2007-01-01 04:42:02 · answer #2 · answered by vixendreamz4u 2 · 0⤊ 0⤋
If I were you... in these troubled and uncertain times...... I would stay away from such an expense! There are very hard times as I have heard from many consultants and analysts. The only way to not lose one's shirt is to be and stay debt free. Do you really need that boat??? You can't eat it! If a partial collapse of the economy comes - you lose all including any down payment(s).
2016-05-23 03:09:17 · answer #3 · answered by Patricia 3 · 0⤊ 0⤋
you can't.
so your real choices are:
1. get a 2nd job
2. don't buy what you need w/ the cash
3. sell items you own at pawn shop/ebay for the cash
4. borrow from family...NEVER FROM FRIENDS
to get through life one needs and has to have credit. to have bad credit means you get left behind in life.
credit should be your first item every day you wake up.....before you eat, before you party, before you go on a date.....you pay your bills no matter what.
2007-01-01 04:34:35 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Sell whatever you got.
Yes, you can ask your Boss - maybe she will agree to some advance on your wages ?
But when you don't pay her back, you got no job either ..
2007-01-03 04:49:30 · answer #5 · answered by Steve B 7 · 0⤊ 0⤋
PAWN shop h&r block get a loan on your tax return
2007-01-01 04:43:05 · answer #6 · answered by Anonymous · 0⤊ 2⤋
Try a loan shark,...know any shady italians? It could cost you an arm and a leg later though.
2007-01-01 04:40:36 · answer #7 · answered by Anonymous · 0⤊ 3⤋
Try every bank you can find
2007-01-01 04:33:28 · answer #8 · answered by Big Dummy 2 · 0⤊ 3⤋
Try Satriale's :)
2007-01-01 04:33:32 · answer #9 · answered by Wannabeadoc06 3 · 0⤊ 2⤋
internet
2007-01-01 04:34:37 · answer #10 · answered by qwerty 1 · 0⤊ 2⤋