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about how much is motorcycle insurance for an 18/19 yr old new driver in Queens NY? is motorcycle insurance cheaper or expensiver than car insurance? i know that if i get a class D license, it will increase my parents insurance. will getting a class M not do this cuz i would not legally be allowed to drive their cars? do you know a good place close to or in NYC where i could buy inexpensive motorcycles (new or used) and lessons? thanx alot for the help

2006-12-31 10:49:27 · 6 answers · asked by Anonymous in Cars & Transportation Motorcycles

6 answers

bike insurance compared to car insurance is pretty cheap, but rates vary from company to company, and it also depends on if u have the full motorcycle endorsement, if u took and passed the msf basic riders course, and the type of bike.

if u dont already have a car driver license, and u just get a full motorcycle license (no permit), u cant legally drive dad's car until u get a regular driver's license.

now u need to choose the type of bike. sport, sport-touring, or cruiser. sport-tourer's is a bit of a hybrid; has the looks of a sport bike, but can give the comfort of a cruiser.
if a sport bike is ur choice, and u are a 100% rookie with zero miles on the saddle, 9 out of 10 rider's will suggest getting a kawasaki ninja 250.
cruisers, u could go with either metric or harley. the 883 and 1200 sportsters are mid-sized but are 'small' compared to other harley's.
if u prefer a cruiser, and would rather get a harley, u wouldnt go wrong with getting either a sportster, or even a wide glide.

its highly suggested u take the basic rider course. before u hit the road. some states will waive the on-cycle test requirement to get the full endorsement if u pass the brc.

2006-12-31 11:39:00 · answer #1 · answered by Anonymous · 1 0

It's this way, 90% of the riders that have the CBR 1000 can't ride it well, That is a race bike with lights. A pet Tiger,docile enuf, but you can't turn your back on it or make mistake. The 600 is the same story,but a Puma. I'd go for the 600 and lots of gear. I was at the dealership today for an inspection, the seats are now vinyl covered pads, I'm too old now but they don't look comfortable. ANOTHER analogy, It will test you to reach your best riding skill, like standing over the edge of a building, you can't know where that line is until ytou lean too far.

2016-05-23 01:19:03 · answer #2 · answered by Anonymous · 0 0

go on line to progressive insurance you can get a free quote. The cost depends on the size and type of bike

2007-01-01 02:07:25 · answer #3 · answered by Anonymous · 0 0

Look up Motorcycle Safety Foundation. I think you can take their class and lower your insurance. They also have test you can take on line. Motorcycle simulator on Motorcycle Safety Foundation website.

2006-12-31 10:52:59 · answer #4 · answered by LuckyChucky 5 · 0 0

Bike insurance is CHEAP. My guess is you'll pay about 200 a year for basic coverage.

2006-12-31 10:52:00 · answer #5 · answered by Michael R 3 · 0 0

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