What should i do?

Question

I felt this prob since i started working. I'm not really sure if i had this when i was in school. Anyway, i'm enjoying now an above average income. It would be a good thing, cos i would be able to pay all my expenses and buy the things i need but unfortunately everytime i received my salary, I would feel guilty if i start to buy something. Even after buying just my personal stuff, I'd feel guilty. Instead of being happy everytime i get my salary, I would feel depressed and pressured that i have to pay on something. I get depressed each time i withdraw from my account. What should i do?
Is this normal or do i need the help of a doctor?

Answer 1

i think it is normal actually, my mother used to be like that. and now she isnt working she keeps saying she saved her money to help her family and family only care about the money, if she could go back she would have enjoyed her youth. point being, u should enjoying ur young days reasonable, i understand u feel bad cuz u never know what may happen, so u need to enjoy ur day-to-day doing the things u want to do. hope this helps

Answer 2

Were your parents the same way?? You learn things about handling money by watching others react or deal with money. Completely normal. After you have set aside money for everything (including savings) that you need to use your money for and see you have extra, put half of that extra aside for some "me" spending. The other half put into savings. This way you won't feel like you are overespending too much. It takes time to unlearn what you learned over 18 years from just watching!! What will really sucks is when you have a family and are so willing to spend money on everyone else, but feel you shouldn't spend even a penny on yourself.

Answer 3

Boy, I think you sound like a pretty dramatic person. There are some people that have to have turmoil in their life or they really can't function.

Enjoy your salary, considered yourself blessed and lighten up. I'm sure all of the people having bad financial times are really worried about you. Dont' be so self absorbed and just live your life.

It sad that in America people think you need a doctor or a drug for every feeling and thought.

Answer 4

What you is fairly normal for someone who has been or has had to be fiscally cautious. It helps if you set reallistic guidelines for spending your money. The ones we use are:
a) First thing is a % for God or helping others. I donate to orphanages in 3 African countries for instance. This reminds me that I am not all about money and vica versa.
b) We (Try) and save as one is supposed to hae 3 months in secure cd/bonds before investing.
c) Known expenses such as rent/food/gas
d) ElIMINATE credit card cruelty.
e) Save an at leat $ for fun and clothing and dreams.
By spending with a plan, you can overcome the hording mentality. Remind yourself, "This is okay, I have a plan."
Congrats on the job.

Answer 5

It sounds to me that you have the exact opposite problem of someone who likes to spend a lot of money. I'm no psychologist but I think to counterback this problem you should relax a bit when spending money because if you are spending on the bare necessities like groceries, assure yourself that you are just keeping yourself alive. You could ask friends to go shopping with you because their spending might help you loosen up a bit- that's what friends are for.

Alternatively, you can look on the bright side of life and think that being conservative and keeping a tight drawstring on your money pouch might not be such a bad thing.

Answer 6

My husband hates spending money and we have plenty to spend...Myself i enjoy life, almost being killed has changed my out look on life, i live life. What you need to do is start slowly, don't try to go over board to quickly. After a while it will get easier, heck i enjoy being able to buy what i want when i want, I'm spoiled :)......I do things for others to, that might make you feel good. Being able to help folks is rewarding....

Answer 7

It sounds like you find having money in the bank a security blanket for yourself. Maybe as a child or young adult you went through what its like to not have money so you feel the need to protect what you have now. This could be a serious issue that you may need to talk to a counselor about. You don't need to feel bad about spending your own hard earned money.

Answer 8

well i never heard that before but that does not mean there is something wrong with you.
I am no expert but i would say that you feel like you don't deserve what you got but i would do this:
every time you get a salary or buy something thing about how much you deserved it and you need it.
Also have something whit you what you like the most to calm you and make you feel better.

good luck

:) you re Leon the lion

Answer 9

You do not need to rush to a doctor yet. It may be a symptom of insecurity built up growing in circumstances of lack of money. As you accumulate some money and while you still have this job, the insecure feeling may diminish and then spending on legitimate need may disappear gradually.

Answer 10

well the problem with docters is that all docters think something is wrong with everybody, before you know it you will be taking pills, doing drugs, possibly doing something terribly stupid! what i suggest is to not worry your self seems easy to say hard to do, but its not really! its a kind of therepy i tell people makes them better and saves them money or the depression of taking pills! look inside of you and think to yourself why and what cause the problem, then just forget about that. also what helps is to find something that take you mind off of this money thing while using your money so you get used to using you money and recieving money!