Hi! My husband and I are trying to move to Arizona in the next year and buy a house. This will be my first home. We both work full time jobs in California now. Any home loan advisors out there? Can you tell me how I can get approved/pre-approved for a full 30-40 year home loan when we have not yet gotten new jobs in the state we're planning on moving? One thing I heard is if we plan to rent out the property, then we can get approved for a loan. Please help!
2006-12-29 05:09:23 · 7 answers · asked by Gennie Goose 2 in Business & Finance ➔ Renting & Real Estate
Getting approved in a different state should not be a problem, as long as the job you're moving to is in the same field that you are currently in.
You can go to a nationally licensed broker if you prefer that, rather than a local broker, since they are sometimes limited.
If you want a little more advise, contact me, or check out our website.
Baconshmals@yahoo.com
http://aapexfund.com
2006-12-29 05:50:39 · answer #1 · answered by baconshmals 2 · 0⤊ 0⤋
Getting pre-approved is simple. Contact a broker in that state and city where you will be moving. As long as you stay in the same career fields you are in now it should be no problem or you are moving for more $$$ in your new jobs. All loans require collateral, capacity to pay and credit. If all are good then you will have no problems. Google the yellow pages under mortgage banker/brokers in the city you plan to move.
I am a mortgage banker in TN
2006-12-29 05:34:25 · answer #2 · answered by golferwhoworks 7 · 0⤊ 0⤋
There are several options that include declaring the proerty as investment property but that would not yield the rate you are looking for.
There are loan programs that will not require income information as long as the scores are ok and you have a down payment...even a 5% down payment will work.
Here is some additional info. Hope this helps.
2006-12-29 07:28:57 · answer #3 · answered by loanman46 2 · 0⤊ 0⤋
My husband and I are planning to retire to Vermont from Long Island, NY. We will both have pensions and our credit is very good. I will be retiring in 3 years and he will be retiring in about 8 years. We own a home on Long Island now. We would like to see what amount we could get pre-approved for if we were to buy a home in Vermont now, and how to go about doing that.
2015-07-19 08:26:34 · answer #4 · answered by Carol 1 · 0⤊ 0⤋
except YOUR call or credit status are being harm in this prepare-ruin by some ability, why do you care? If she will't arise with the money for the homestead and have been given it in basic terms with the aid of those lies, she'll get caught as much as quickly sufficient whilst she will't arise with the money for the money. If she will arise with the money for it, then there is no longer a topic. it would be very unusual if a house lender did no longer be useful the information given on an application. Your info might or won't be suitable - how might you comprehend those style of issues?
2016-11-24 23:06:50 · answer #5 · answered by ? 4 · 0⤊ 0⤋
Hi ,
Am from AZ itself .Write the case details at kishaloy_bhowmick@yahoo.com .Will provide you all the options that are open for you .And will you be working in AZ for the same employer for whom you are working now in CA? If so it is most easy .Otherwise have to dig up a bit the options!!!!!!!!1
regards,
kish
480.751.4125
Loan Officer
2006-12-29 12:51:06 · answer #6 · answered by kishaloy_bhowmick 2 · 0⤊ 0⤋
Gennie, please email me, my husband and I can help you, I process loans and he is a mortgage broker licensed in AZ. You can still get prequalified with no work in AZ as of yet... it depends on the lender.
please email me at valisprocessing@yahoo.com so i can give you his #. Nothing is impossible!
2006-12-29 05:58:37 · answer #7 · answered by V 1 · 0⤊ 0⤋