2006-12-29 02:03:01 · 6 answers · asked by sunshine 1 in Business & Finance ➔ Personal Finance
Wait for 7 years.
2006-12-29 02:05:43 · answer #1 · answered by ? 6 · 1⤊ 0⤋
You need to start rebuilding. Get a credit card, Imagine card, for example, they give cards to people with lousy credit. Use it sparingly and pay on time each month. Also, go to www.annualcreditreport.com and get your FREE credit report from all three agencies and make sure your credit reports have no incorrect information on them. Everything you discharged in Bankruptcy should show a zero balance. If it doesn't write to them and challenge the information. They must investigate and correct the info. This is the best way to get started down the road to better credit.
2006-12-29 02:16:04 · answer #2 · answered by Blossom 1 · 0⤊ 0⤋
There are lots of ways to accomplish what you want but only 1 best way. If you have lots of time and persistence, you can take a stab at it yourself. I believe, however, that your credit is at least on the same level of importance as taxes (which most people have professionally completed). Check out the credit repair link at www.totaldebtsolutionsllc.com
They will link you to a non-profit credit repair company that will strive to improve your score 90 points in 90 days.
2006-12-30 12:30:11 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Apply for credit cards and pay off the balances each month. Try not to overuse them and if you cannot pay off the balance at least try to give them more than the monthly payment they are asking for. This will take time to get a better credit score. If you are employed you have a better chance of getting new credit cards but don't abuse them.
2006-12-29 02:35:38 · answer #4 · answered by Anonymous · 0⤊ 0⤋
For the next 7-10 years, pay everything on time.
2006-12-29 05:48:41 · answer #5 · answered by Wayne Z 7 · 1⤊ 0⤋
Just wait
2006-12-29 02:07:32 · answer #6 · answered by priya k 1 · 0⤊ 0⤋