How many times a year can you ask for a "payment behind the book" from whom ever financed your car?

Question

I am considering asking the corporation who financed my car for a payment behind the book when I move in about 2 months so that I could use the extra money. I have had my car for 2 years without any late payments. I got a certificate in the mail when I owned a Ford car for a payment behind the book and all I had to do was call them to let them know I was taking advantage of the opportunity. I am told that it is once a year but not sure. Thanks for your responses...

Answer 1

most companies allow a once a year differal. it will be added to the end of your payments and will be charged interest.