2006-12-28 09:38:16 · 9 answers · asked by DODGE Q 1 in Business & Finance ➔ Renting & Real Estate
As soon as you want but know sometimes there are pre-payment penalties that you'll have to pay if that period has not expired.
2006-12-28 09:41:41 · answer #1 · answered by feanor 7 · 0⤊ 0⤋
Many assume you have a prepayment penalty clause. If you don't , you could refinance right away into a better rate or payment. We work with many loan officers throughout the entire U.S.
www.totaldebtsolutionsllc.com
2006-12-28 22:00:13 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You can refinance the next day.
You'll only have a prepayment penalty if you were with a subprime loan program. If you got a standard mortgage with the best available rates, you probably dont have one.
2006-12-28 18:05:14 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Depends on ur loan, fha conventional etc. usually its 6 months or 1 yr. just ask ur mortgage company or if u r trying to refinance the new company will look into it for u.
2006-12-28 23:35:56 · answer #4 · answered by bodacious baby 7 · 0⤊ 0⤋
Call the bank you have the loan with or your loan officer and ask what is your pre-pay the longer you've been with the house the less money it is. I have a friend that if she would have waited a month she would have save a some hundreds find out the dates.
2006-12-28 17:49:29 · answer #5 · answered by pri_estrada 1 · 0⤊ 0⤋
As soon as you provide the green signal!!!!!!!!!!!!!!
Write in details at kishaloy_bhowmick@yahoo.com and will get back asap with the different options.
regards,
kish
480.751.4125
Loan Officer
2006-12-29 00:50:34 · answer #6 · answered by kishaloy_bhowmick 2 · 0⤊ 0⤋
Feanor is right. Let it season in to avoid prepay penalties.
2006-12-28 17:46:47 · answer #7 · answered by Ricky J. 6 · 0⤊ 0⤋
you need to wait 6 months. and yes there might be a prepay that you would have to pay and there might not be you should know if there is or not.
2006-12-28 18:01:45 · answer #8 · answered by melodie 1 · 1⤊ 0⤋
As soon as you want but it isn't smart to do it too soon.
2006-12-28 20:44:28 · answer #9 · answered by sm4125 3 · 1⤊ 0⤋