What do you do if you think your identity is stolen?

Question

Okay, so here's my problem. I am very careful with my ID, numbers etc but last time I called my mother she says people from places I would never do bissness with are asking for me at her number. (No I don't live with her.) I'm really new to what to do, because I figured if I was super careful I wouldn't have to learn. I know your supposed to report something stolen, (Wallet etc.) except I have that still. If it was stolen, it had to be during a move or by someone in my house while I was asleep. I'm already in debt with other things, and ID fraud does not help matters. I'm already living with a friend because I can't seem to find a job, so I'm too poor for a lawyer. What do I do?

Answer 1

go to annualcreditreport.com for your free credit report.
you can view all activities..suspicious or not.

Answer 2

I'd say you block all your credit cards so that nobody can use them, and continue to search your possesions to find out what you may have lost.
Also, tell your mother to ask these men where did they get your number from.

If these problems persist, it may indeed be identity fraud. I can't give you legal advice because I have no idea, but if you report it to the police they may direct you to a public defender - some of them are very jobless, and may be eager to take your case "pro bono" if it helps their reputation.

Good luck pal.

Answer 3

Call the 3 credit companies (Experian, Trans Union and Equifax) immediately to have a block placed on your SS#. This means for a limited period of time or until you lift it, no one can apply for credit using your name and SS#.

Answer 4

great answers so far, there should be a legal aide society in your area, check the phone book. they provide regular lawyers services for free..
dont wait..
good luck

Answer 5

Go to the police and get a new one, that'd be fun! hey come cheer up my buddy!