2006-12-27 08:52:51 · 7 answers · asked by Angry short bloke 2 in Business & Finance ➔ Renting & Real Estate
Go to a mortgage agent he will look for the best deals around for your situation
Different companies are the best on different months
You will need 3 years books for Self Employed or 20 - 25 per cent deposit for a self cert mortgage..............................
2006-12-27 08:56:46 · answer #1 · answered by xXx Orange Breezer xXx 5 · 0⤊ 0⤋
Although it's possible to go to your local bank, the rates would be better if you went to a broker. You should probably check with a company that has multiple lending sources since your loan would not be the conventional, fully documented loan.
If your credit score is high enough, there are companies out there that will allow you to get into a loan that is as good as if you were a wage earner with a W-2.
I've helped several of my clients in this situation, from people that work online with their own websites, to real estate investors or general contractors.
If you have anymore questions, or want more details, email me or check out our website.
Baconshmals@yahoo.com
http://aapexfund.com
2006-12-27 17:43:48 · answer #2 · answered by baconshmals 2 · 0⤊ 0⤋
Probably not on the high street.
I am not self employed but I got a "self-certificated" mortgage once from an independent mortgage advisor. I had to pay them some money but it was worth it as I wouldn't have got one without them.
2006-12-27 16:56:56 · answer #3 · answered by the real swiss tony 2 · 0⤊ 0⤋
I am actually a home loan consutant.
self employed is not a problem.
I can still get you the rate and payment you could afford.
We have so many different loan programs. Click on my picture and send me an email, I'll have a talk with ya.
P.S. I'm not searching for clients online, I'm just trying to get to level 2. You should give me a call!
2006-12-27 16:58:57 · answer #4 · answered by bdotwise 1 · 0⤊ 0⤋
If you can verify your income with tax returns, etc. then go to www.lendingtree.com
If you cannot verify your income with at least 3-5 years of tax returns, then do a search on the web using the term "no doc loan" and this will turn up no doc lenders. This means you will not have to verify income or employment. Low doc loans usually mean you may have to verify something such as employment.
2006-12-27 16:57:58 · answer #5 · answered by Orion777 5 · 0⤊ 0⤋
Secondary market lenders. I send my clients to a number of brokers that I trust.
2006-12-27 16:56:43 · answer #6 · answered by Anonymous · 0⤊ 0⤋
UNITED HOME FUNDING ; free evaluation form at
www.totaldebtsolutionsllc.com
2006-12-27 16:59:34 · answer #7 · answered by Anonymous · 0⤊ 1⤋