Im on ssi and get a pension the health ins. comes out of the pensoin check leaving just around 300 from that?

Question

IM 45 ANDNEED EXTRA MONEY TO STAY IN MY HOUSE AND FOOD FOR MY CHILDERN

Answer 1

SSI is different from state to state, but one thing that is the same is that SSI is a state/federal welfare program. It is a program that is based on having a financial need. In order to get SSI you have to have a disability or be over the age of 65 AND have less than $2,000.00 in resources (bank accounts, stocks, bonds, cash, etc. You are allowed to own a house, as long as you live in it and you are allowed to have one car, some money set aside for burial, and one wedding ring) and be below certain income levels. Income can be earned income or unearned income. Earned income is wages, and unearned income is Pensions, Social Security Disability, interest income, rental income, etc. Since you ask about income here I will focus on the income. Depending on the state you are living in, you are allowed to have a certain amount of income, and that usually changes upon your living arrangement, if your income is above that level you can not get SSI. If your other income raises, your SSI will lower. So if you get more money from your pension, your SSI will give you less money. SSI does NOT CARE what your expenses are, it just cares what your income is. It is not fair, but it is the way it is. I am not sure what the rules are for your state, but If someone on SSI works in the state I am from, SSI will ignore the first $65.00 of earned income and the first $20.00 of unearned income. If someone has no other unearned income, SSI will give them the $65.00 earned income exclusion, and the $20.00 unearned income exclusion, so the first $85.00 of their wages will not be counted. In your case, if you were living in my state and you were to get a job, SSI would only exclude the first $65.00 dollars of your wages because they are using the $20.00 unearned exclusion for your pension. So, if you get a job, the first $65.00 you make does not have any impact at all on your SSI. If you get a job were your monthly GROSS earnings are below $65.00 your SSI will not be reduced. If you get a job where your monthly gross wages are above $65.00 SSI will reduce your benefits by $1.00 for every two dollars that you make. So, if you were to get a job and have $100.00 in GROSS wages (wages BEFORE taxes are taken out) SSI would let you keep the first $65.00 and then for the remaining $35.00, SSI would take back 1/2 of it ($17.50) by reducing your SSI check. SO, by making $100.00 in monthly wages, your SSI would be reduced by $17.50. If you do the math, you are still ending up with more in your pocket by working if you are able. Check with your local Social Security Office to verify the rules in your state. Also, if you are not getting them, apply for food stamps for your family. You may be able to get a higher amount of food stamps by applying the family. Also, if you are disabled, and worked, you may qualify for SSD. If you qualify for SSD, your minor children also may qualify for SSD on your record. Contact your local Social Security office for that as well. SSI and SSD are both managed through the SSA; however, they are two separate programs so you will need to speak to two different people. Good Luck!!

Answer 2

You may need to get a part-time job. If you are disabled, try contacting organizations like Goodwill Industries or the Salvation Army; they like to employ people who have problems in the regular workplace.

Also, go to your church or synagogue. They often will be able to help folks who are struggling.

Answer 3

With that income you should be able to receive some sort of welfare assistance. You need to file out the paperwork to receive at least food stamps.

Answer 4

Just because you're on SSI doesn't mean that you can't get a job too.

If you need food for your children, go apply for food stamps.

Answer 5

What is the question? Do you need some money? Or do you need a way to make some money? Or do you need a man in your life?