What would be the best way to invest (expand/make a profit) if you had $35,000?

Question

Start a business? Realtor ladder? State your answer and why! (perhaps from personal experience with a similar start of money..) 10 pts! :) thank you

Edit:
I'm in the Dallas / Fort Worth area if you were curious ;)

Answer 1

Speak with a professional. You should speak with an investment broker. I have had success with options trading; however please know that, like all investments, there is risk involved. Option trading is a very quick and very profitable, as long as you know what you are doing. There are several good books on the subject.

As to starting a business, that's a really quick way to lose your money, if you don't know what you are doing. I have two business. Each required a lot of start up capital. Neither would have succeeded without my knowledge of business management, the market the business I was involved in, how to deal with customers and employees. It is not a simple thing to do. Hope this helps.

It all depends on what level of risk you are willing to take, and the length of time you wish to invest. Seek a professional.

Answer 2

well since investing is such a matter of personal comfort and depends on individual cirumstances i'll just say what I would do. First I would top off my emergency savings with $5000. Then I would put 10,000 into an index fund. I would put 10,000 in an emerging market fund. I would put 10,000 in to a brokerage account and purchase stocks that have a proven growth and also pay a decent dividend.I would invest for the long term and not worry about short term fluctuations. I would stay out of real estate for a few years until things return to normal. I'm in CA so everything is pretty overinflated now.

Answer 3

starting a business would be the ideal thing to do, but you need to know how to do so, if you already know how and have all the tools to do so, i would go find the demand and make a business. If you have skills in something else, invest in that like stocks or tools for whatever you do maybe plumming i dont know. If u are lacking skills then you have plenty of money for tuition for a college education, which is a investment because you are going there for skills, and for the skills to make money and to get a job.

Hope this helps, some pratical thinking.

Answer 4

Dear Scothtape,

If i had $35,000, i would invest in Swiss Cash. Swiss Cash is a mutual fund product of asset management company SMF International Limited. The fund is a guaranteed capital and guaranteed returns fund. My capital investment is guaranteed against any loss and i am given a guaranteed return of 20 % a month on my investment. The guarantee comes from the asset management company SMF International Limited. Every month i would reinvest in the fund my returns that i received. At the end of 27 months, my investment of $35,000 would grow to $3.5 million. From my personal experience and research no other investment fund gives such a high return and guarantees my capital investment against any loss. More information on the fund can obtained from the following websites : -

www.swisscash.biz/myari0554501

Regards,
Ariff Shah
Email : [e-mail]
Yahoo Messenger : ariff.shah

Answer 5

If you are looking for purely financial advice, the keyword is diversify. If you don't need any of that money for bills/debt, stick with a plan that diversifies you between safe and aggressive markets (vertically), and between tax treatments (horizontally). Invest a portion of the money in something extremely safe and after-tax like tax free municipal bonds or tax deferred annuities, and invest the remainder in aggressive pre-tax and after-tax investments, such as an international portfolio.
Don't blow it on get rich quick schemes, or stupid things like gold trading. And most definitely do NOT invest in something you don't personally understand, no matter how comfortable you feel with the person telling you.

Answer 6

Invest in yourself...it pays the best return on investment.
Get smart with financial education and financial IQ.
I highly recommend Robert Kiyosaki for finances,
Mal emery and dan kennedy for business and david schirmer for share trading.
I would also invest in business (take 10% for high risk stuff) and look at property if you could do a little money down deal.

Answer 7

Depends. The short answer is to invest it; sock it away in securities (stocks, bonds, mutual funds). Make sure you do your homework and only invest in things you feel confident about.

If you don't have a job already or you want to quit, then you might want to invest it in a business or education for yourself. If you're already working successfully you probably just want to put it in investments. If your employer has a retirement account in which they match your savings, then you probably want to put as much cash as is matched into it each month; you can't beat a 100% increase.

Answer 8

real estate is where the money is, but $35k will probably leave you a substantial remaining mortgage. if you can afford it, or even live in it, I'd look into a real estate purchase. if you're in a good area or in a new development near completion, the values can go up quite a bit when the neighborhood is complete.

Answer 9

Invest on a small affordable, relatively cheap piece of property in an area you know well, and know that you can re-sell it for a large percentage more.

Answer 10

I heard of a guy who invested $28,000 in an ethanol plant 18 months ago. Already he has made $28,500 in profit.