Can a store deny to serve you based on the type of credit card you are using?
In the state of PA, I get an EPPI Card for Alimony. I have been denied using this card to make a certain purchase. If the signs all say they take Master Card (which this card is) can they honestly tell me they will not let me make my purchase using this card?
2006-12-26 09:35:29 · 10 answers · asked by Issym 5 in Politics & Government ➔ Law & Ethics
If they refuse to serve me they will have to have a legal reason. I do know that. They have to base it on something. Other then refusing the way I want to pay. I been a customer of this store for over 10 years.
2006-12-26 09:42:06 · update #1
I was never rude, to the poster who said this. Obviously you are.
Also they do take debit cards.
2006-12-26 09:48:24 · update #2
Let me further say, this isnt the card being denied.. It's the store refusing to even run the card.. They look at it and say we dont want to except that kind of card.
2006-12-26 09:52:51 · update #3
Other then walking up, trying to make my purchase, being pleasant with the cashier. I am not doing anything wrong. I am certinaly not buying anything illegal.. lol. I am always polite and even polite when I was refused. I just wanted some feedback to see if there was anything I could do. Thank you everyone.
2006-12-26 10:16:47 · update #4
Although I am not familiar with the system you are describing, I think I know a probable cause of the problem. The merchant accepts a certain credit card, adds them up for a week, then sends them to MC. MC will then send them a check MINUS their service fee which ranges from 2-7%. Perhaps the limitation you are facing is built into the law that will not permit MC to charge this fee to the merchant. Therefore, MC will not permit the merchant to accept this card.
A possible resolution, or at least an explanation, might be available from the MC 800#, usually on the back of the card. Good Luck and remember, at least you're getting your alimony!
2006-12-26 09:45:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Sadly, any business can refuse the right to serve you or take any of your business. But the upside is that if they deny you service their MUST be a valid reason for it, if they are contacted by the better business bureau. I dont know your whole story so is their anything you are doing wrong? Most places take MC, i dont know ANY store managers that would refuse a customer based on the card they used unless they were either rude, disruptive, or their card doesnt take...
2006-12-26 09:58:14 · answer #2 · answered by SonicCube123 2 · 0⤊ 0⤋
Some states don't allow state-issued cards to be used for certain types of purchases such as tobacco or alcohol. You might ask the store clerk if that is the reason you are being denied use of your card.
2006-12-26 09:47:19 · answer #3 · answered by sierra33ok 3 · 0⤊ 0⤋
contact the issuer. the county. i doubt they can legally deny it. i have no problem using my visa card issued by ohio for child support. why are you even handing them your card. i use mine as a debit and rarely hand it to anyone.
mikeysco. think about the smoking bans. it takes the choice away from the business owner and puts it in the governments hands.
" a store always has the right to decide how, and more importantly, *IF*, they will do business with you."
the smoking ban takes rights from a business owner. it is not a health issue. it is government interfering with a business persons rights.
2006-12-26 09:49:16 · answer #4 · answered by kissmy 4 · 0⤊ 0⤋
I don't know why they couldn't/wouldn't take it if they also take debit/credit card transactions.
I know the retail business but not state initiated transactions. For example, I take debit cards as credit because my business is too small to bother with dealing with the EFT console.
Businesses can, as a hard and fast rule, deny service to anyone as long as they are not violating your civil rights. e.g. race, religion, etc.
Ask the manager why they can't do it. Maybe it's something beyond their control.
2006-12-26 09:50:05 · answer #5 · answered by Kari 4 · 0⤊ 0⤋
maybe its like the debit card. somestore take it and some dont. even though you can use it as a credit card and stuff someplaces just dont except them, and the credit machine wont let it pass through to get the payment. even if it says what ever on it. i ahve a debit / credit card and it says visa but some places cant except it. it wont show as a credit card it shows as a debit.
2006-12-26 09:44:56 · answer #6 · answered by kmcglidden 3 · 0⤊ 0⤋
I don't know the laws of PA so i really can't help you there but if they didn't serve you and they take your credit card then you need to talk to the manager because that wouldn't fly with me i would be talking to the manager soon!
2006-12-26 10:02:48 · answer #7 · answered by findleysgurl 2 · 0⤊ 0⤋
They should take your card it says Master Card. You should call the better business bureau and investigate to find out if they are allowed to deny you. Good luck
2006-12-26 09:43:09 · answer #8 · answered by Mz Bree 5 · 1⤊ 0⤋
If they take MC, then they should allow you to use that card. If they won't, then just take your money elsewhere.
2006-12-26 09:38:43 · answer #9 · answered by quatrapiller 6 · 1⤊ 0⤋
They can refuse to serve you when you are being abnoxiously rude
2006-12-26 09:43:15 · answer #10 · answered by Anonymous · 0⤊ 2⤋