my bank closed my account because it was negative some dollars.....and they said i cant wire any money while it is closed...so can i them reopen it so i can transfer the money into the account or will i have to give them cash or check
2006-12-26 06:35:52 · 7 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Why did you let your checking account be overdrafted? You shouldn't write checks if you lack sufficient funds to have those checks clear. Sorry, but you reap what you sow. Deal with it until you wise up about being financially responsible.
2006-12-26 06:44:11 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You'll have to pay them off by money order or cash. They may or may not reopen your account, if they reopen the account, it'll be a different account number, each bank is different. However, if your account is just "frozen", then it can be reopened. But once an account is closed, you can't ever open it under the same account number again.
2006-12-27 09:36:22 · answer #2 · answered by mirmade13 3 · 0⤊ 0⤋
You will have to go to the bank in person or send them a money order. They do have the right not to reopen your account, you will still want to pay them what you owe them or you will be reported to Chexsystems and other banks will know that you owe money and will not open an account for you either.
2006-12-26 15:01:33 · answer #3 · answered by 2littleiggies 4 · 0⤊ 0⤋
You will have to go to the bank to make good on the charge-off. Then it will be the banks discreation to open a new account for you. Most of the time they won't because if they closed you due to a negative balance then it is considered account abuse and was reported to Chexsystem. You should open a savings to get yourself back on track. Good luck
2006-12-26 15:10:40 · answer #4 · answered by bababoey24 2 · 0⤊ 0⤋
from past experience i had to give them cash or a money order or cashiers check and then they reopened my account. a real pain in the butt. i learned my lesson. good luck
2006-12-26 14:45:27 · answer #5 · answered by instig8tor682000 2 · 0⤊ 0⤋
you will have to go in person to the bank with either money, check or moneyorder to have them reopen it.
2006-12-26 14:43:40 · answer #6 · answered by germanrose20 2 · 0⤊ 0⤋
I think you would have to ask the bank, banks tend to have individual policies regarding certain matters.
2006-12-26 14:46:09 · answer #7 · answered by It's been awhile 6 · 0⤊ 0⤋