A Curious Question About Marriage?

Question

A friend and I were talking, and we weren't sure about this.
When you get married what kind of things are you expected to do on your own? By this I mean legally.
For example, are you removed from your parent's health, car, dental, etc. insurance? Or can you still be covered by them? And what about taxes and such?
(I just didn't understand if there were things you were required by law to do when you got married.)

Answer 1

I believe your parents can keep you on their health, dental and car insurance, as long as they are willing to pay the premiums. They cannot claim you as a tax deduction, unless you are still under 18 and lived with your parents for 6 months or more of the last year and they provided at least half your support.
What you are required to do when you get married is change your name on your social security card and driver's license.

Answer 2

Normally you are no longer covered by health insurance if it is a family plan. If it is an individual plan they are paying for you then you can still be covered by it as long as the premiums are paid. Same thing for dental insurance.

Life insurance will continue as long as the premiums are paid. This might not be true if your life insurance is part of a family policy (although these are rare).

If you have your own car and have insurance under your family's policy, then you will need to change it to your own policy. If you notice there is a line in the policy (and normally on the bills) that you are to notify your agent if there is a change of personal status (whther it be marital or just a change of address). See your agent and if you still live with your parents (or maybe even nearby) they might let you stay on your parents policy for awhile so you can benefit from a multiple car deduction.

Income taxes for the year you are married can be as before (you claimed as a dependant of your parents) or together with your spouse. It is a good idea to compare and see which would be best for the both of you.

Do not forget to change your name, address and phone on your driver's license, social security, all bank accounts, insurance policies, registrations (like car), loans, credit cards, and anything else you have an account with.

Good luck and don't let the legal red tape damper your feelings for each other.

Answer 3

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Answer 4

Insurance depends upon the individual policy. You have to check with YOURS. Generally YOU are now responsible for all you own insurances in all aspects along with your spouse. Be sure to shop around for the best price!! Just because parents deal with an agent doesn't mean he / she is the best one for YOU!!!!

Taxes are NOW YOUR and your spouses responsibility with your income or property. Your parents are no longer able to claim you as a dependent.

Answer 5

Not only do the insurance drops you becasue of teh name change. But if you buy a house you pay taxes evey year on it. You have to cook and clean for your husband. All the reagular stuff you do everyday like going out and staying out with friends you might as well forget it. It changes your whoel life. But if your parents are rich and don't mind stay with them and let teh servants do everything and don't worry about nothing.

Answer 6

Not sure about the legality, but I think marriage is that final step into adulthood.

I think you should really try to do all of these things on your own--- as far as insurance and all that. If you dont have a job that provides these things, maybe that should have been sorted out before you dove into marriage.

Answer 7

it depends on the couple and the parent. Younger newlywed couples are probably still covered by their parents. Older adults probably do it themselves and it depends on if their parents expect them to become completely independent once they get married. Legally I don't think it matters. I think it depends on how old you are

Answer 8

When you get married no one but your spouse can claim you. You are in all senses, legally independent.

Answer 9

Sounds like you don't have a clue in being an adult let alone a married woman.....grow up.