I used to tutor this 13yr old girl about 9 months ago 1 hr twice a week. she needed help in everything.. she was kinda slow. i did the best i can with her but she never put effort on her own. so one time she got Fs in ALL her classes. her grandma told me that they want to stop the tutoring and i understood. she had written me a check before for $150 to cover 6 sessions. the check bounced and i was charged $10 in fees. i told her that the check bounced and she said ok i'll pay u in cash 150 + 10 + 50 (for 2 other sessions i did) so total $210. anyway she kept making excuses after that about not having the cash on her or whatever. i called her 3 times n she completely igored me. i called the girl's mom last week and she ignored me too. they owe me $210 and they wont pay me. i still hv the bounced check for $150. Can the grandma put a stop on that check even though it bounced b4? or can i still go to the bank and cash it?
2006-12-24 10:02:35 · 7 answers · asked by maimai 2 in Business & Finance ➔ Other - Business & Finance
The check already bounced once and was returned -- it can NOT be returned for any deposit (sorry)
The best thing that you can do at this point in time is to file a small claims court petition for the cost of the lessons and the fee for the bounced check ... and make sure that you have documented the days of the tutoring, the session fee, the bounced check with you and the verification of the bounced check.
2006-12-24 10:12:07 · answer #1 · answered by sglmom 7 · 0⤊ 0⤋
First of all, if you bounce a check (which I am not sure this qualifies as that since it was supposed to be a debit), they can take this info to the prosecutors office and the prosecutors office will put out a warrant for you. Debt collectors will scare you in any way possible to get you to pay the debt. Most likely, they would not have filed a lawsuit against you. They would have to file the lawsuit in the county that YOU live in, most of the time it is not worth their time or money. But we are past that point now. I have set up payments with companies before and turned out to not have the money and it was never considered the same as a bounced check. Secondly, they cannot record you unless you gave them permission to record you. If they did this without your permission then it is illegal. I would call your state's attorney generals office and speak to someone explaining your situation and tell them that you are being harrassed by this collection agency. I have spoken with mine and they were very helpful. Debt collectors are the lowest scum on this planet and do not care about your personal situation. I would switch banks as well, they should be a lot more helpful then it appears they have been. Good luck and I hope everything works out.
2016-03-29 05:51:47 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The 2 people before me had some good advice. There is not a way to cash the check since it is marked NSF. There are a few more things to think about though.. If you go to small claims court, do you have written documentation of the sessions? If not, I don't know how that would play out. An easier route would just be to see an attorney. Ask them if they can write out a letter addressed to the parents stating that they will be taken to court if matters aren't resolved by a certain date. (most atty's offer free consultations then a small fee for doing any paperwork) This would scare them a bit, and probably get them to pay up. If not, then go to small claims.. but if you lose you will have to pay court costs which are at least 4-5k in my area.
2006-12-24 10:17:38 · answer #3 · answered by PlasticTrees 2 · 0⤊ 0⤋
Take the check to the bank that the check is written from to see if they funds are available. If they are available the bank should accept the check and give you the cash. If the funds are not available, go to the District Attorney's office in your county. There is a law against passing bad checks. Some counties in some states have a bad check program that goes after these people at no charge to you. They will contact the person that wrote the bad check and give them a chance to make good on the check through this program which also charges a fee to the check writer and the fees are how the program stays afloat. If the person doesn't want to oblige their other option is being prosecuted.
2006-12-24 10:28:32 · answer #4 · answered by breezygirl 3 · 0⤊ 0⤋
If the check bounced once, you can't cash it again. I don't even know how you HAVE it, since I don't think banks send bounced checks back, besides, it would have printing all over it PLUS checks are only good for 90 days, and if its past the date, you can't cash it.
Besides, why would you try? You'll just get charged again for the bounced fee.
No, you can't cash the same check twice. So why don't you go to your courthouse and file a small claims suit against them for the $210 they owe you.
2006-12-24 10:11:56 · answer #5 · answered by Anonymous · 0⤊ 1⤋
small claims court. It's actually against federal law to bounce a check. Write her a letter (return receipt requested) and keep a copy of it. In the letter outline what has happened. Keep it businesslike.
2006-12-24 10:20:10 · answer #6 · answered by Tellin' U Da Truth! 7 · 0⤊ 0⤋
Focus on what you want - the cash or to punish them ?
If you want the cash, go the legal letter/small claims route.
If you want to punish them go the 'report to DA' route - otherwise do NOT get Police involved if you want the cash ..
2006-12-27 08:58:07 · answer #7 · answered by Steve B 7 · 0⤊ 0⤋