I live in a trailer house~My bathtub is leaking and the floor smells like it might be rotting. When I pulled up the bathmat which the previous owner glued to the tub I saw 3 crackes in the tub. Is this something I can claim on my homeowners insurance?
2006-12-22 14:49:11 · 8 answers · asked by white_dove521 1 in Home & Garden ➔ Maintenance & Repairs
homeowners insurance is for accidental damage due to storms, rain, fire
NOT due to neglect and no funds to fix
2006-12-22 14:56:56 · answer #1 · answered by Mopar Muscle Gal 7 · 1⤊ 0⤋
Probably not, if you've just moved in. It takes time for floorboards to rot, and chances are -especially with a cracked tub- the water's been leaking there for some time. If the tub's fiberglass or plastic -common in mobile homes and trailers- You can repair it with fiberglass auto-repair resin. Then coat the whole tub with a layer of resin, like is used for boats. This won't fix the rotting floors though, and you may end up having to pull the tub out to replace the flooring under it. -Definitely not a job if you're renting. If you own the place, you'll have to decide if it's worth the expense of re-doing the bathroom. If so, you might consider just getting a new tub too. A repaired tub will never be the same, even if it no longer leaks.
2006-12-22 14:57:14 · answer #2 · answered by BuddyL 5 · 1⤊ 0⤋
most mobile home tubs are pvc not fiberglass. the fiberglass repair wont work because it will not form a good bond. the tubs can be purchased for less than 200.00 dollars and usually are easily replaced. the floor is a different story. there are some unique procedures to properly repair a mobile home floor. as for rotting the floor is particle board and it starts to smell very soon the glue used in its manufacture is great food for mold and other nasty things. as for your insurance they usually include a clause that states sudden and catastrophic which implies neglect if the problem was not addressed in a timely fashion.
2006-12-25 00:54:00 · answer #3 · answered by oreos40 4 · 0⤊ 0⤋
As far as insurance, forget it. If you are renting, bring it to your landlords attention. My concern is the smell you describe. It sounds like this has been an ongoing problem, and there is more than likely mold under the tub. If it was me, I would pull the tub, repair any water damage. and replace the fiberglass tub with a steel one. It might be expensive now, but what will the cost be if it is mold, and you or a loved one dies from infection? Just my opinion!
2006-12-22 17:12:50 · answer #4 · answered by poppyman54 5 · 0⤊ 0⤋
Three holes? maybe. three cracks? No. I don't think the cracks are leaking. It is more likely the tub drain was broken, or has come loose. If you want a cheap and presentable way to seal the cracks, Go to Lowes and buy some stuff by Dry Lox. They seal swimming pools with it. it is painted on and is white. It would resemble the stuff placed on the tub floor to keep you from sliding. It costs about ten dollars a gallon.
2006-12-22 14:57:29 · answer #5 · answered by T C 6 · 0⤊ 1⤋
scrape the bath tub and apply silicone rubber on it it should stop leakage if it dosent then scrape the tub and then keep it dry after which apply resin and stick fibre glass tape on it and allow it to dry for 14 hrs after that u can start using tub
2006-12-22 17:01:25 · answer #6 · answered by sb r 2 · 0⤊ 1⤋
maybe_ maybe not but that happened in my house you just have to get a new bathtub because it'll get wores and the leaks will start sinking under the floor of your house
2006-12-22 15:27:24 · answer #7 · answered by Anonymous · 1⤊ 0⤋
no you can't claim it. But i'm thinking you will have to change your tub, and the floor under it.
2006-12-22 15:00:14 · answer #8 · answered by Anonymous · 0⤊ 0⤋