Also, should your husband save for your retirement if he wants you to be a homemaker and you agree it is best for your family/.
2006-12-21 20:54:59 · 20 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
If my husband wanted me to stay home then it would be his responsibility to provide for the family completely. Providing should include entertainment money, vacation money, etc. He should save for retirement as well.
If only one person is working because a couple has decided that is what is best for the family, then that person must be willing to provide a comfortable lifestyle for the entire family for an entire lifetime.
2006-12-21 21:15:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I think if my husband had no job and I did he would consider it his right to have money now and in retirement so why is it different for me.....most homemakers do lots of work in the house with the kids etc these chores if payed for would be more than most men or woman could afford think about that one.
2006-12-22 05:35:35 · answer #2 · answered by lol_des 4 · 1⤊ 0⤋
Since you are married, the money he makes is considered yours as well.
What is with this husband wanting you to be a homemaker. I've known many wives that stayed home to raise the kids, and later regretted not pursuing a job/career and especially when their husband up and dies on them.
If your husband persists with this ridiculous desire to require you to stay at home as a home maker i'd demand that he open some form of retirement/savings plan for you and make regular monthly deposits to that account.
Stand your ground on this advice if you accept it. I've many female friends who found themselves very nearly penniless and in dire financial straights after having lost their husbands to divorce, death etc.
There are lots of jobs to earn a few dollars working part time, like being a secret shopper for instance. I do this an make a couple hundred bucks a month for just shopping. I started doing this secret shop stuff about 5 years ago and i just slam that money in a savings account.
2006-12-22 05:03:02 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Yes if the situation was mutual and the husband agreed that I should stay home I woud think of his money, family money to use.
but no I wouldn't think he should save money for the retirement because that is also your future and if you want to be a homemaker that comes without a pension.
2006-12-22 05:32:00 · answer #4 · answered by LC 5 · 1⤊ 0⤋
I hope its okay to answer because I work, out of necessity at first but now basically out of habit but what we both bring home is family money. I agree about laying out what you do in a day, you WORK. When the breadwinner comes home to a clean home and healthy happy children it is the work of someone and that's you. If you worked, you would pay SOMEONE to do the things you do and also the other half would have to make a lot of adjustments to make sure things that you do daily got done. Talk with your husband, see what he thinks about it and go from there. If he agrees that you should stay home then he agrees that he will financially support the family while you stay home and make sure love is in your home always. My mom worked, stay at home moms are the BEST!!!! You're there for your family and that is very important and priceless to boot.
2006-12-22 05:06:43 · answer #5 · answered by betterthanhers 3 · 1⤊ 0⤋
First of all, being a homemaker is not sitting on the couch and eating bonbons all day long! I work very hard all day long so he can relax when he comes home. So, to answer your closed-minded question...yes, it is considered the family money! The retirement fund is considered both of ours too!!! I chose to stay home with my kids and that in itself is a job!
2006-12-22 04:59:44 · answer #6 · answered by September Sweetie 5 · 2⤊ 0⤋
what your husband earns should be considered a family contributions for supporting the family. Monies contributed should be for, food, clothing, shelter, entertainment, savings, vacations etc. The retirement 401k or pension your husband should have that deducted from his payroll deductions making sure that you are beneficiary too if something should happen to him.
If you haven't thought about Financial Planning---you and your spouse should really consider it. Having an Estate Plan drawn up to protect both of you and the guardianships of your children should be done. A will with a trust provision, living will, durable power of attorney, medical healthcare power of atty should all be drawn up. If you have assets, (house, car, property, savings, bank accounts, 401k, pensions) a TRUST should be drawn up to protect those assets so that your family won't have to be encombered with PROBATE court in case something happens to you.
2006-12-22 07:03:34 · answer #7 · answered by aunt_beeaa 5 · 1⤊ 0⤋
I know home-maker is an important role, especially if there are kids at home, but honestly, I would rather work and earn my own money, because what if (and I am not saying this will happen...but you never know) what if the husband leaves you, where will you be then? Penniless and inexperienced at work, not a very attractive prospect for the future. I would rather ensure I am financially stable, rather than rely on a man to provide and save for me.
2006-12-22 06:11:59 · answer #8 · answered by sparkleythings_4you 7 · 1⤊ 0⤋
A homemakers title is a domestic engineer. And yes to both questions. If the wife is doing a good job, she makes her husband look good and other men envy him.
2006-12-22 07:27:36 · answer #9 · answered by shyone 3 · 1⤊ 0⤋
Yes! My lover and I share all our money as 'family money' even though both of us work and we'd never even consider children! Although, since it is your husband earning and what you do isn't really work, in the sense that even people with jobs have to do exactly the same things you do, you're husband should be able to set some aside for himself and no one else given that he's got you and his kids covered.
2006-12-22 05:16:18 · answer #10 · answered by Anonymous · 1⤊ 0⤋