Is it a violation of law if I don't add my wife to my bank account at all because she does not earn ?
2006-12-18 10:52:03 · 21 answers · asked by sehzad 1 in Family & Relationships ➔ Marriage & Divorce
It's not necessary. I've been married almost 10 years and we have separate accounts. It does not bother either one of us.
2006-12-18 10:55:08 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Not sure where you are but in the United States it is not against the law to not include her. What it does do is make if hard for her to do anything without coming to you for money.
If the account does not exist yet then the bank will ask if you want your wife added. I think it is not a requirement but can be a real problem between you and your wife.
If you are the only one placing money in the account it belongs to you. I would suggest one thing. After opening this account open another one in your wife's name with you as secondary. You then can control what you put in there and she will have access to the money she needs.
The biggest benefit is she will respect you more for being that thoughtful of her. If that is not important to you I guess no need to do it but in the US you are on a slippery slope. Not many women would settle for your thoughtlessness.
2006-12-18 11:07:54 · answer #2 · answered by John B 5 · 0⤊ 0⤋
I think it would be a violation of you relationship. Don't you trust her? Did you know when you married her she wasn't going to have an income? Do you want her to stay at home? It's not necessary to have a joint account but I would tell your wife to find a way to make money and get her own account if you are unwilling to have her be a part of your money. That's just me. This is how my huband and I do money. We put all our money in a joint account, pay all the bills and what's left over is ours to split 50 50. I save some and so does he in case the house needs repairs.
2006-12-18 11:00:57 · answer #3 · answered by Rosa 5 · 0⤊ 0⤋
As far as I know there is not a law that you have to have a joint account. This is something that you and your wife should decide.
If she handles the bills and shopping she will need either a joint account or one of her own. You could dicuss a budget and deposit enough in her account to make neccessary payments.
You should talk to a bank represenative to decide the best for you and your wife.
I hope that this helps
2006-12-18 10:58:19 · answer #4 · answered by darling23 1 · 0⤊ 1⤋
Are you in a marriage in this country? Listen honey, marriage is an equal thing. Whether you have a joint account or not makes no difference. If she divorces you or vise versa, she gets half of whatever is accumulated during your marriage regardless of if she earned any of it or not. You sound like a real crappy husband and provider if you would not share your life and money with the woman who probably takes care of your needs and your crappy children. I hope she leaves you for a great man.
2006-12-18 10:59:47 · answer #5 · answered by noitall 4 · 1⤊ 0⤋
I do not think it would be breaking any laws, but I do think it would be a nasty thing to do. Unless you have a really good reason, like she has a spending problem or a gambling problem. If her "job" is to stay home and care for the kids then you need to give her access to the money as well, if she is just not working and spending in an irresponsible way that is another thing.
2006-12-18 10:57:50 · answer #6 · answered by meow 2 · 0⤊ 0⤋
No not against the law but certainly a horrible way to live in a marriage. Why would you do that? Just because she does not have a job outside of the home doesn't mean that she doesn't work. Is your house clean, your laundry done, your meals made for you, your children taken care of? Don't be a jerk of a husband. When you are married what is yours is hers and what is hers is yours. That's the way it should be.
2006-12-18 10:55:56 · answer #7 · answered by sunny 7 · 1⤊ 0⤋
A good Idea is to keep your own account and open another joint account that you both can use, just deposit your paycheck into your account then transfer money into the joint account just do it online that's what I personally do and it helps to keep track of expenditure's. You can buy software as well like Quicken or microsoft money
http://www.microsoft.com/money/default.mspx
2006-12-18 11:42:46 · answer #8 · answered by miester44 5 · 0⤊ 0⤋
The law has nothing to do with how you handle your money in your home.But she is your wife right?Then two of you are one. So it follows that, necessary or not, she has an equal share in the money 50/50 and on how it is used. And anyway why are asking that question eh?
2006-12-18 11:03:16 · answer #9 · answered by Pathfinder!!! 1 · 0⤊ 0⤋
it doesn't matter who earns more and she's your wife she is part of ur life u share everything with her , if it was the other way around will u be happy if she didn't have a joint account if u made less money ? in marriage Ur supposed to share everything !
2006-12-18 11:08:46 · answer #10 · answered by amal L 3 · 0⤊ 0⤋
She is your better half, so u both own the joint account because u are married.
Even if she dont earn at all, she takes care of the house and u so half belongs to her.
2006-12-18 10:55:11 · answer #11 · answered by sunflare63 7 · 2⤊ 0⤋