Do mountain climbers pay a fee that includes insurance to pay for possible rescue?

Question

No more complicated than that - is the cost of rescue paid, in part, by fees borne by the adventurers, or is it all at public expense? I know that kids wander away from campsights, families mistakenly drive into unexpected weather, and others require rescue from situations not of their making. However, it seems that clearly very dangerous conduct in natural areas should carry entry fees that contemplate rescue. Can anyone help me out?

Answer 1

You can protect your risk as a mountain climber to an insurance company and pay fee for your own

Answer 2

no