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I am obsesssed with saving money to the point that I try not to spend any at all in the UK.

I check the cost of everything and take so long making up my mind if I want something or not that in the end I decide I dont need the item after all and the money stays in the bank.

I always get this feeling that everything is overpriced and not worth the asking price.
Its got so bad that I now fly to the USA to buy clothes and shoes and stuff.

Is there a way I can relax and enjoy spending ..??

2006-12-17 03:31:05 · 16 answers · asked by knowitall 4 in Business & Finance Personal Finance

16 answers

You can relax and enjoy spending by having a specific amount set aside (every week or month) that is your "spending money"

Write down all the things you want to save money for- paying for your house, retirement, emergency money, car, ect. Once you pay out to yourself to cover all those, find out how much all your bills are. Once those are covered as well, you can set aside a certain amount as your "blowing it" money. I used to have the same problem but discovered that once I knew everything else I wanted to take care of was taken care of, there was no reason not to have fun with the money left over.

2006-12-17 04:30:26 · answer #1 · answered by Vadalia 4 · 1 0

I'll tell you a story. In the 6th grade we had a game. you got payed with play money for every paper turned in , and every good behavior, and or extra credit thing you did. The object was to learn to save. once a week on Friday we got paid, and had an auction of trinkets that where donated by kids. There was always something I wanted. but I wanted to have the most money and save for something better. Well guess what happened. At the end of the 6th grade school year it was summer vacation and I was left holding a bunch of useless play money and no trinkets to show for my hard work. Very disappointing don't you say.
Lesson is, be frugal , but spend your damn money before your dead.So quit spending money on air fare and maybe buy on line, it's much cheaper, and you can still get what you want.Go out and enjoy a nice dinner and spend your money on life experiences.

2006-12-17 04:14:55 · answer #2 · answered by jassy 3 · 1 0

No, I'm afraid there's no hope for you. Kidding! Lemme tell ya about a woman named Ann Richards. She worked for the IRS. Never made a big salary. Lived in the same single apartment for longer than most people live. Walked everywhere to avoid paying carfare. She lived to be over 100. She left an estate worth over 100 million. True story. An extreme case to be sure. But some valuable lessons for us all. Frugality is a great quality to have. Being a cheap-ola is not. You do good things for yourself because you want to feel good. Something's wrong if you can't enjoy something good. Try some therapy. Sounds like your attitude just needs a little tweak. No biggie.

2006-12-17 06:43:33 · answer #3 · answered by Big R 6 · 1 0

You sound just like my husband. So concerned with his precious money that he forgets about his wife. He forgets that he's even married because he is so worried about saving some specific amount in some account. You should stop worrying about money and spend some time with your wife who is probably irritated with your lack of interest in her. Invest in the relationship, not in the almighty dollar. Plus, when you die you won't be taking any of it with you. If you save all this wealth up but your family never gets to see you what good is it? Don't waste your life that way. I can tell you from a wife's point of view, it is worth more to have a caring husband than a wad of cash.

2016-05-23 02:00:36 · answer #4 · answered by Anonymous · 0 0

I see nothing wrong with this obsession.

I am addicted to saving, investing and making more. I rather spend money on things that will make me more money and life is damn good because of it.

Take advantage of your situation by saving even more money by purchasing stocks and such that can make you more $$.

When I was in the UK I found great prices on things so your flying to the USA is only for you enjoyment. You obviously need to look harder for those bargains!! I sure found them.

By checking prices and looking for better deals I save myself even more. Some people think I am nuts with it but then they have no clue to how much I have saved. Being financially independent is a grand thing!!!

2006-12-17 05:00:22 · answer #5 · answered by Kitty 6 · 1 0

There is nothing wrong with wanting to save money, but damn man, loosen up a little bit. You don't have to go out and spend your money on junk, but live your life. When you die, you can't take a dime with you, all you will do is leave someone else all that hard earned money that you manage to save. ENJOY YOU LIFE, YOU ONLY HAVE BUT ONE.

2006-12-17 03:41:23 · answer #6 · answered by ? 5 · 1 0

I understand how you feel but if you carry on you will block the universes natural flow of abundance and you will soon be poor honestly sounds like your getting a little bit obsessed just adopt the oh well attitude and let things return to normal xxhappy Christmas Mr Grinch xx

2006-12-17 03:40:02 · answer #7 · answered by Country Girl 3 · 0 1

Hang on, you spend several hundred pounds on a transalantic air fare to save money on clothes?

That logic defeats me, Im afraid.

2006-12-17 03:35:19 · answer #8 · answered by Anonymous · 2 0

Add up the cost of your flights and the cost of all the money you spend in USA.............

then compare it to the total cost of what you can get over here.


Just spend the damn money you only live once!!

2006-12-17 03:33:47 · answer #9 · answered by Anonymous · 2 1

Me too, but I like to treat myself to a coffee and shop-made sandwich once a month.

2006-12-17 03:37:14 · answer #10 · answered by Anonymous · 1 0

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