Can you still rent an apartment if you have bad credit?
I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently 'past due' 2 accounts and in the Negative Acct History it show 8 accts ( the 2 past due are included). Of the 8, two of them are not paid and the rest are "charge off" or "collections paid" All this info is correct.
Will I still be able to get 'approved'? Does any one have any personal experience in renting their first apartment.
I have a steady job, work full time and have been w/ the company for 6 years. I have paid off most of my debt, but my 'bad' credit happenend when I was in college about 8 years ago.
2006-12-16 16:05:01 · 8 answers · asked by rexy 3 in Business & Finance ➔ Renting & Real Estate
Anyone can rent an apartment in CA. If the landlord gives you any problems about your credit, simply say that you will provide an additional month's security deposit. Make suer that you can use the security deposit for rent payment after 1 year of paying on time.
2006-12-16 16:46:07 · answer #1 · answered by Anonymous · 1⤊ 0⤋
2
2016-07-19 11:23:04 · answer #2 · answered by ? 3 · 0⤊ 0⤋
I got off to a rocky start with the complex I live in now; it seemed like everything I looked at or looked at crosseyed would break. I had a cup slide down the garbage disposal; it was the last straw. I wanted to break my lease and almost did, but that dumb old Social Services said I never paid rent since day one, and that wrecked my chances of getting in at another apartment. I now am the poster girl for making my rent payments ontime, and I now have been accepted at two senior citizen complexes; the time has come for me to go into senior housing
2016-05-23 01:19:15 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I also live in California, and yes, you can rent an apartment with bad credit, although it may be difficult. You may, for instance need to have a "co-signer," someone who agrees to be responsible for the rent in the case you cannot pay. You may also be required to pay a higher deposit, sometimes double the amount a person with good credit has.
2006-12-16 16:13:23 · answer #4 · answered by C. J. 5 · 0⤊ 0⤋
Rent To Own Home - http://RentToOwnHome.uzaev.com/?jtyG
2016-07-12 01:59:42 · answer #5 · answered by ? 3 · 0⤊ 0⤋
if it was over 7 years ago dispute the charges with the CBR company and they will remove it. As for the rest of it. lenght of time at job and such you will be fine
2006-12-16 16:14:23 · answer #6 · answered by ML 5 · 0⤊ 0⤋
Ussually, you'll be fine. Explain your situation. If you can, offer to pay rent a month ahead.
2006-12-16 16:12:37 · answer #7 · answered by BigPappa 5 · 0⤊ 0⤋
not all places check credit reports, look for those.
2006-12-16 16:13:32 · answer #8 · answered by singledad 7 · 0⤊ 0⤋