after you miss 3 payments they serve you with an eviction notice by the sheriff then if you follow the rules and sign a paper and go to court it will take 6 months of the day from when the lien holder returns his agreement to the court dont feel bad there are more foreclosures on houses now since the great depression of 1929 you are not alone and please dont feel like a failure
2006-12-14 17:26:39
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answer #1
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answered by lovj 2
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I list homes that have been forclosed on in Ohio. The first thing I have to do when a new listing is sent my way is find out if the house has been vacated or not. This is usually about a month after the actual forclosure has happened. Most times the house has already been vacated, but if it hasn't been, then the eviction would start then, and locally it is approximately a 30 day period.
2006-12-16 05:39:51
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answer #2
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answered by julsells 2
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Each lenders has and sets it's on time frame in which to send out a foreclosure notice and when they start. I have seen lenders that have not received a mortgage payment in 3-12 months before they issue the authorization to foreclose on a property. Some government loans might take longer.
Being evicted depends on the state in which you reside. If you reside in a state where they have judicial foreclosures, the court will set the time frame in which this will take place. They will send you a notice to appear in court and to bring an attorney if you have one. The time frame will depend on the courts time and other factors that you might present.
If you reside in a non-judicial foreclosure state the time frame is set by law. Once the foreclosure notice has been issued and recorded at the county court you would have approximately 90 days in which to bring your mortgage current. Then you can start making payments as you did before. This foreclossure notice will be mailed to you as well as sent by a messenger where you will have to sign a document saying that you rec'd the foreclosure notice.
Failure on your part to take action a notice of sale will be recorded and sent to you after the 90 day period has ended. Now that you have rec'd this notice you now have approximately 20 days in which to pay off the mortgage, normally if it has reached this state the lender will not allow you to simply bring it current, though there are isolated cases where it was done.
Nomally after the 20 days have elapsed with you not taking any action you will recieve a notice of eviction, normally issued by a judge and served by the sheriff or marshall of the county in which you live.
Sometimes if you contact the lender and explain that you have no funds to pay for an apartment or a rental, they might give you a few dollars to assist you in your move out.
I hope this has been of some use to you, good luck.
"FIGHT ON"
2006-12-14 21:09:43
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answer #3
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answered by Skip 6
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from the moment your mortgage note goes into foreclosure.... i have seen the actual eviction take in place from 4-12 months. Through out the process you will be receiving massive response from the banks attorney and from other attoney's as well. Just communicate with your bank, follow thru. Eventually you'll receive the date the home needs to be vacant.
best of luck to you!
2006-12-14 22:36:15
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answer #4
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answered by Anonymous
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if the house has been forclosed on then the people living in it would have to leave atleast by the day of the auction.if there is no sale date on the home yet then you can actually still save your home if you want.go on line and search " buying out forclosures".also last resort but it does work,contact a bankrupcy lawyer and file chapter 13.it does not wreck you and your home remains yours.
2006-12-18 11:25:08
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answer #5
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answered by Bobbie 4
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Usually a Lawyer will send you three warnings, one every month for three months.Next they have to get a court order to evict you which can take any where from several months to a year.During any of this time you can pay you're debt & get you're house back.
2006-12-14 17:29:05
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answer #6
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answered by jimbobob 4
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Look through your yellow pages to find an attorney who specialises in bankruptcy.
They may charge less than $50 to speak with them in person if you are seeking a way to keep your home.
2006-12-17 14:21:59
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answer #7
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answered by Anonymous
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depends on your county. Normally in California, 28 days.
Regards
2006-12-14 17:26:59
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answer #8
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answered by Anonymous
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ninety days. touch you financial agency as early as plausible. they are in a position to artwork with you. they do no longer want you to circulate into forecloser. in case you wait till the ninety days are up then the possibility of them helping is close to 0.
2016-10-14 23:47:08
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answer #9
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answered by schwalm 4
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