About Foreclosures!!!!!!!!!!!! Is there any website that you can actually view forclosures without being....?

Question

asked for a credit card----you go in a free trial- but they ask for a credit card....... I don't have one---------- is there a website that doesn't ask for one? please let me kow as soon as possible! Thanks!

Answer 1

Those sites make money on selling the foreclosure lists. They get those lists from people like me who collect those leads from the courthouse.
County clerks office, ask them how to look up foreclosure information. Some states you have to go into the actual courthouse. First place to check though, is the county clerk's office.

Answer 2

I've found http://www.hud.gov very easy to use, and I love the fact that they provide an initial inspection for free, so you know whether the house is worth a real look.

You can call a bank directly, and ask whether they have foreclosed homes for sale. If the demand is low, they may be willing to deal with you directly. Some banks, i.e. www.chase.com actually list their "portfolio of homes" online as well.

If you have some real estate expertise (can gauge the value of a house, do an initial home inspection, and understand whether it's worth paying off liens) you're also ready to try these:
Watching your local newspaper for announcements of auctions works, if you're willing to handle the footwork.

You can also look for neglected homes that no-one's actively using or trying to get rid of, and locate the owners to make them an offer. (remember to be likeable, and professional) Cruise the neighborhoods which you understand values of, then drop in, or call the city clerk about abandoned properties.

By the way:
When you search for a realtor, make sure they've done HUD or VA homes already. Not every realtor is willing to deal with the paperwork of foreclosed homes, and government programs have red tape that's worth handling properly the first time.

Answer 3

There are 3 kinds of loans, so 3 kinds of foreclosures.

FHA loans - HUD houses. Listed on www.bidselect.com and on MLS. Need a Realtor who is registered to bid on them for you.

VA loans - VA foreclosure. Listed with Ocwen, and on MLS. Need a Realtor to bid on them.

Conventional loans - Lender owned properties. Almost all are on MLS. Need a Realtor to write offer.

If your purpose is to actually BUY a house, then find a Realtor you can trust and tell them what you want. Get pre-approved for your loan so you'll be able to pull the trigger when the right house hits the market. On any good real estate opportunity, if you're not ready and able, you can't have it.

If your purpose is just to look at lists, get your credit card out.

Answer 4

HUD isn't the only one with foreclosed homes. They only handle foreclosures that had FHA financing.

The companies selling foreclosure information have contracts with all the major newspapers in which foreclosures are advertised, in areas where that's how they are started, or from the courts. So they have the HUD info PLUS VA PLUS conventional foreclosures too.

And unless you want to do all the research yourself, pay the money for the information others have spent time and money gathering for you.

Answer 5

Best way to receive foreclosure homes, is to get in touch with a real estate agent. Agents have access to foreclosed homes, and would be more than happy to email you listings from time to time. The only thing in return they ask for is loyalty. When you find a home you wish to purchase, let them represent you.

Answer 6

Hook up with an agent who is knowledgable in foreclosures and has access to the pay website (realtytrack.com).

Regards

Answer 7

go to your local sherriffs website and go to auctions

Answer 8

http://www.hud.gov

That's where the pay sites get their information from. Why pay for it when you can get it for free?