2006-12-14 02:14:43 · 12 answers · asked by carterdeangelo 1 in Politics & Government ➔ Law & Ethics
This is absurd.
Just because something impacts minorities in a negative way is not de facto proof that "racism" is to blame.
Credit reports are compiled information on everyone using objective standards and rules. If you miss payments, your credit rating falls. If you pay your credit cards on time, your rating goes up.
Such rules apply REGARDLESS of your skin color. I doubt the agencies know (or CARE) what race you are.
2006-12-14 02:18:32 · answer #1 · answered by C = JD 5 · 4⤊ 0⤋
You sound like someone who will look under rocks to find discrimination. Give it up! The minorities get more breaks in the states than anyone. Credit reports are all dealt with in the same manner. If you pay your bills in a timely manner and are not delinquent, you have a good credit report. If you fail to pay your bills when they become due, bounce checks, you will have a bad credit report. Do you see yourself somewhere in these two scenarios?
2006-12-14 02:21:40 · answer #2 · answered by briang731/ bvincent 6 · 3⤊ 0⤋
Having worked for one of the largest credit reporting bureaus in the world, I can tell you that the credit report is race-neutral. Your race is not known to the people who compile the report and your race does not appear anywhere on the report.
2006-12-14 02:57:05 · answer #3 · answered by Playboy 2 · 1⤊ 0⤋
I'm confused. How exactly does a credit report become racist??? If you want people to agree with you or side with you, you need to provide more information to back up what you're saying. Justice may be blind, but we are not going to blindly going to agree with you.
2006-12-14 02:22:44 · answer #4 · answered by Sunidaze 7 · 1⤊ 0⤋
How is a credit report racist? It reflects YOUR dealings with companies who risk their money on you. If you deal honestly with them, make payments on time, pay off your debts, then you have a good report. If you do not, then you have a bad report. That is not racism, that is sound business practice.
2006-12-14 02:24:19 · answer #5 · answered by eilishaa 6 · 2⤊ 0⤋
I agree with the poster above, I really dont see how a credit report is racist. Most things are only racist if you call it that, I hate to say it but whenver a person of a minority ethnicity thinks he is wrong, he cries race.
2006-12-14 02:20:20 · answer #6 · answered by asmith1022_2006 5 · 3⤊ 0⤋
How can a report that shows if you are a deadbeat or not be racist. You people shout racism so much, no one carea about you anymore, go away and let the civilized people live in peace.
2006-12-14 02:23:03 · answer #7 · answered by nazilover1488 2 · 0⤊ 1⤋
Credit reports are only about you. They reflect what you have done not your race.
2006-12-14 02:25:24 · answer #8 · answered by mnwomen 7 · 2⤊ 0⤋
How is a credit report racist? It is a reflection of you and only you.
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2006-12-14 02:16:29 · answer #9 · answered by Shaft 2 · 4⤊ 0⤋
"Just because something impacts minorities in a negative way is not de facto proof that "racism" is to blame."
- C=JD
I cant believe i just read that and made it seem like I had to agree. Excuse me, I have to go barfF.....
2006-12-14 02:22:12 · answer #10 · answered by Ronaldo09 1 · 1⤊ 2⤋