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ok here it is... back in mid-october (october 14 to be exact) i left my check book in my car witht he doors unlocked. the book was in the center armrest out of sight and mind. i get off of work around 11pm (i started at 6 and the lot lites are crappy) and found my car rummaged thru and wouldnt start. i called the police and filed a report and the next day i went to the bank and told them what happened. they put a hold on my acct and gave me a new one, i also had them printout what was used the day the book was stolen.

i keep getting notices in the mail that money was used to buy stuff at sheetz and other places. also i got a ceredit memo saying that the one purchase was debited to my new acct and the other purchase wasnt. i hda to get two holds on the old acct before the bank did something that was for my benefit.

i aslo sent a letter adn talked to a few people at the main branch and was told that an 'investigation' was 'looking in on the acct' so i thought everything was ok.

2006-12-13 01:47:32 · 1 answers · asked by jamz 5 in Business & Finance Personal Finance

so i want to know is why am i getting all these notices about the acct when it was closed and everything was transferred to the new acct?

the recent notice said that the old acct is in a closed and a charged off status. what does that mean?

please excuse my typos im typing fast and my accuracy is shottyw heni do, (im in class).

2006-12-13 01:56:19 · update #1

everytime i got a notice in the mail i was at my bank and asked them wtf was going on and im told taht i dont need tow orry about it. and that was for the 2 missing amounts. th3e 1st purchase was over $32 and the 2nd was over $245, which left my old acct in anegative state.

please excuse my typos

2006-12-13 02:54:34 · update #2

1 answers

A charged off status is when a Co. deducts the loss from their taxable income. Sounds like there was a negative balance on the account. Go into the bank that you closed and opened the accounts in person and try to get some answers. When you call you usually get a customer service center, their job is to give you an answer, get you off the phone, and move onto the next caller.

2006-12-13 02:37:08 · answer #1 · answered by Mike M. 5 · 1 0

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