I have requested in writing and verbally requesting the original or copy of report and he keeps telling me okay don't worry it is on its way. the loan went through already and he has received his fee and everything but he won't send me my appraisal report. He won't even tell me how much our house is worth. I paid for it Please assist me on this?
2006-12-11 12:26:50 · 5 answers · asked by lindamaile2004 1 in Business & Finance ➔ Renting & Real Estate
you paid for the appraisal.. you get a copy and so does the lender/mortgage co.
if the mortgage/lender paid for it..they usually verbally tell you what the appraisal came in at..
most definitely if you ask they tell you the appraisal value..
i have never seen or heard otherwise..
but then I wouldn't deal with anything else.. I even lost my appraisal in the move and got a 2nd copy..from my mortgage company.
2006-12-11 13:19:02 · answer #1 · answered by m2 5 · 0⤊ 0⤋
the bank that ordered the appraisal for the loan has to give you a copy of that appraisal.I did the same thing and it took months before I got my copy.they don't seem to care when all is said or done.sounds like you are going directley to the appraiser.the bank will have all that information for you about the appraisal.they should be the ones that you get a copy from at no additional cost.becouse the appraiser sent his copy to the bank,the appraiser usually want additional money to send out a copy to you( usually $100.00 ).not fair but they do it.contact your bank.
2006-12-13 15:04:49 · answer #2 · answered by Bobbie 4 · 0⤊ 0⤋
Your mortgage company should give you a copy on close, but if you want one sooner, ask them for permission to request if from the appriaser. Giving the verbal to the appraiser should be no problem and they should email it to you, otherwise, request the mortgage company to instruct the appraiser to email you or send you a physical copy. Any reputable appraiser would follow through.
2006-12-13 01:34:28 · answer #3 · answered by Anonymous · 0⤊ 0⤋
By law whoever orders the appraisal, owns the appraisal, which in this case would be your broker. It doesn't matter who pays for it. Sometimes a broker will sell you a copy of the appraisal to the tune of $75+ but getting a copy for free is nearly impossible.
2006-12-11 20:47:21 · answer #4 · answered by Solstice 3 · 0⤊ 0⤋
ask the mortgage company for it. The mortgage company made you pay for THEIR copy. But you can have it at close.
2006-12-11 20:43:20 · answer #5 · answered by justme 2 · 0⤊ 0⤋