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I had contracted with a collection agency to try to obtain payment for me on a deliquent account for $1750. About 25 days into the contract, the deliquent account (DA) left a message for me that they would like to work together again and wants to negotiate payment. As specified in the contract, I contacted the collection agency (CA) and let them know. The CA asked what I would like to do, so I said I will work out a number and let the DA know. He said that they could do it for me, but if I want to try, it was okay, knowing that I would still owe them a fee if I collected. The DA had contaced me again a few days later and I tried to negotiate a payment, to no avail. The DA also told me that the CA never contacted them. After that, I sent my required 30 days notice to terminate the CA contract, and planned to take the DA to court. The CA is now sending threatening emails that if I ever collect anything from the DA ever in the future, I still owe them a fee. Can they do that?

2006-12-11 03:42:18 · 8 answers · asked by cyber_groupie 2 in Politics & Government Law & Ethics

8 answers

If the terms of the contract with the CA says they can then yes. You might argue they did not fulfill their end of the bargain but what are you going to do, call the DA that you are suing to testify on YOUR behalf that the CA never contacted him? You are the one that decided to stop the CA from performing, you should have let them do their job or never contracted with them in the first place.

2006-12-11 03:49:24 · answer #1 · answered by Daz2020 4 · 1 0

Unfortunately, you may be stuck with paying them based on the information you provided. However, contacting an attorney is not a bad idea, and you may want to find a good one immediately to see if you can somehow get out of paying. Typically, short of intentional misrepresentation or some other type of fraud or illegality in inducing someone to sign a contract, parties are bound to the terms of their contracts and required to perform as stated. It's where the old saying "buyer beware" comes from. If you were under 18 when you signed the contract, you can void it at your discretion. Minors generally can only be bound to contract for necessities (e.g. shelter, clothes, food). That's why parents are required to sign contracts for their children. It's a precautionary measure to ensure the child doesn't void the contract and to ensure the child isn't being taken advantage of. If you were still 17 or under when you first signed the contract, you can use this defense to get out of it. Otherwise, again, short of fraud or illegality, you might be out of luck and stuck in the contract. However, contact a lawyer to see if there's anything more you can do.

2016-05-23 05:24:57 · answer #2 · answered by Anonymous · 0 0

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2006-12-11 06:54:12 · answer #3 · answered by Anonymous · 0 0

Collection agencies are dirty underhanded people who don't care how bad off someone else is, think about your question, are you worried about the guy you sent to the collection agency

2006-12-11 03:47:27 · answer #4 · answered by tigerlilliebuick 3 · 1 1

If they will take it off your credit report believe it or not it will stay on your credit report for 7 to 10 year if they do not and that with you paying it off

2006-12-11 03:45:47 · answer #5 · answered by Linda 7 · 0 1

Yes!

2006-12-11 03:45:08 · answer #6 · answered by bamafannfl 3 · 0 0

Yes, you signed the debt over to them.

2006-12-11 03:50:38 · answer #7 · answered by miketorse 5 · 1 0

In order to get legal advice you will need to pay an attorney to give it to you. Legal advice is not free. At least not sound advice. Protection costs money.

2006-12-11 03:43:58 · answer #8 · answered by Mark Atland 3 · 0 2

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