Does anyone out there no of any financial insitutions who do debt consolidation loans without collateral? I have a work history and am able to make payments, but without collateral it's nearly impossible to find anything.
2006-12-09 16:53:57 · 6 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
your trying to borrow your way out of debt, it does not work. We were in tons of debt a few years back and stopped borrowing, we got on a budget and went crazy and paid it all off. We used Dave Ramsey's plan:
http://www.daveramsey.com/
It was not easy. But we don't have any debt and we sleep a lot better at night.
2006-12-09 17:08:08 · answer #1 · answered by adam d 2 · 0⤊ 0⤋
My friend went to a debt counselor who set it up and got the % rate from the C Cs reduced. The legit ones are free so that might be a place to start.
2006-12-09 17:03:13 · answer #2 · answered by kate 7 · 0⤊ 0⤋
If you have decent credit you should be able to do a unsecured loan based on your income to debt ratio. If you are lowering your payments and not looking for additional funds.
2006-12-09 16:58:58 · answer #3 · answered by Todd R 1 · 0⤊ 0⤋
find nonprofit organizations. do a general search on yahoo and you will get good ones. My sister used "consumer credit management" after her divorce.
2006-12-09 17:02:50 · answer #4 · answered by Sarah 3 · 0⤊ 0⤋
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2006-12-09 19:40:27 · answer #5 · answered by Anonymous · 0⤊ 0⤋
www.prosper.com
2006-12-09 17:01:50 · answer #6 · answered by traciatim 3 · 0⤊ 0⤋