2006-12-08 04:33:58 · 7 answers · asked by Viv0402 1 in Business & Finance ➔ Personal Finance
Easy. It's called a "no income verification" loan, or a "no documentation" loan. You'll pay just slightly higher rates, but they dont check employment/income. A lot of self -employed people go this route.
2006-12-08 04:37:05 · answer #1 · answered by Anonymous · 1⤊ 0⤋
You can go with a no documentation (no doc) or no income verifivation loan. This generally means that you will have a higher interest rate because of the added risk involved to the bank, but if you have decent credit, most banks will allow it.
2006-12-08 04:42:19 · answer #2 · answered by Anthony M 1 · 0⤊ 0⤋
Put your house up as collateral. I'm not sure it would work though honey. The bank is going to want to know where you are getting the money to keep your credit score at such a high rating and how you are able to afford house payments with no job....in other words..."You have some splainin' to do Lucy".
2006-12-08 04:38:25 · answer #3 · answered by Hollynfaith 6 · 1⤊ 0⤋
I would start by getting a job, as harsh as that sounds. Any job is better than nothing. The bank just wants to understand how you will re-pay the loan, and selling your house isn't seen as a viable option.
2006-12-08 04:36:41 · answer #4 · answered by fe2o3ez 2 · 0⤊ 0⤋
If you are in California. We offer "Special Circumstance Loans" for our clients under unique financial situations and needs. We don't verify income and assets as this product is equity driven, and it is designed to help our clients get back on thier feet...
... mortgage adviser...
2006-12-08 04:53:55 · answer #5 · answered by rmijares 2 · 1⤊ 0⤋
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2016-12-11 04:57:56 · answer #6 · answered by killeen 4 · 0⤊ 0⤋
Do a stated income loan, and say you are self employed.
2006-12-08 04:41:35 · answer #7 · answered by Jack C 5 · 0⤊ 0⤋